If you are like many American or Canadian buyers, you may be considering buying your vacation or future retirement property through a mortgage; Playa del Carmen villas are an ideal option, both because the area is idea for vacationing and retirement, and because mortgages are becoming a very attractive option.

Many factors make Playa del Carmen an excellent choice for your vacation property; warm weather, beautiful beaches, close access to an international airport with many flight options (Cancun, 45 minutes away,) large supermarkets like Walmart, 2 new malls, many professional golf courses, several full-service marinas, nearby sight-seeing, and much more.

Playa del Carmen also offers a broad range of property options; among these, one of the most attractive are some new Playa del Carmen villas in an up-and-coming neighborhood at the north end of town.

These same villas, like a growing number of new properties in the area, are offering the properties for sale pre-approved for a mortgage; this fact means that one step is in the process is already completed, making it faster and easier.

Other advantages of buying a villa like these through a mortgage include:

A down payment of only $ 60,000 USD.
Immediate use of the property upon the down payment and credit approval – the villas are complete.
Comfortable monthly payments, including property insurance (easier administration.)
Mortgages are available directly through Mexican institutions, meaning the same villa can be used as leverage, avoiding tying up home equity in the U.S. or Canada.

Some of the advantages of the villas themselves include:

Large common green area, shared between only 6 units
Large common pool and shaded lounge area
Upscale gated community – security and excellent atmosphere and image
Bike trail and 14 green areas throughout the community
Spacious design – 3 bedrooms, over 1600 sq. ft.
Private rooftop terrace with exclusive access from the master bedroom
Luxury installations, such as granite counters, air conditioners, ceiling fans, oversized, imported tiles
Individual parking, at each unit’s doorstep
Walking distance to the beach; convenient driving access and parking as well

If you are considering owning a vacation or retirement property near the beach, where you can enjoy year-round warm weather at an accessible price, you may wish to consider Playa del Carmen villas such as these; if you want to make this price even more accessible through a mortgage, they are even more ideal.

TOPMexicoRealEstate.com; Mexico’s Leading Network of Specialists for Finding and Purchasing Mexican Properties Safely