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Loan Advice Available 24 hrs a day. 7 days a week.
Carlyle Finance, the UKs fastest growing independent Motor Finance Provider, launch their new loan advice web-site, branded as carloanadviser for the consumer and known as Virtual Business Manager to the Motor Dealer.
The website, which Carlyle has devised and developed in the UK (the company is part of a South African group), will offer car loan advice to the car buying public by demonstrating the various pros and cons of the various methods of funding a new car. This is done via innovative video and quotation technology.
Carlyle is already preparing to trial the use of finance booths in showrooms so that car buyers can consult the website themselves, in the showroom.
In its approach to dealers, Carlyle Finance stress the potential of benefiting a dealers profits by increasing finance sales and improving their levels of customer service and brand.
A Carlyle Finance spokesman said: “The VBM provides a dealership with online access to expertise in motor finance and car loan advice to help its customers arrange the finance deal they need to acquire their car.
“The dealer will be in control of the rates and terms and the online business manager will work to the parameters agreed with the local Carlyle Finance Account Manager.”
He said customers could manage their own proposal process online, either in the showroom or in their home. They keyed in information about their chosen car and followed prompts to identify their own ideal finance package.
Karl Werner, VBM project leader at Carlyle Finance, said: “For many dealerships there is a real role for a business manager, but many showrooms simply cannot justify the investment.
“Many customers browse online whenever they wish to find a car, he said. “Now they can sort out their finance with a dealer while discovering their car.”
Werner said VBM puts the customer in control so they can discover new financing options for themselves. All the dealership has to do is direct their customers to their website link. “We believe the benefits are significant,” he said. Customers can gain a huge amount of advice about what car to buy from numerous sources. However, the key challenge for many is gaining loan advice so to pay for their new car The carloanadviser website, or VBM as its known to the dealer, can illustrate the options to the customer any time and anywhere.
Free Debt Consolidation Advice
If you are someone who has taken out several loans, you will have first hand knowledge of how difficult it is to pay all of the payments on time, and if you happen to miss any EMI because of a lack of funds or due to a mistake, the lenders will be chasing you. This will make the burden of debt very heavy and it causes the level of stress and tension to rise.
Worry about this can be relieved by the fact that help may be nearby. You can get good advice on loan and debt management from many financial companies. They teach on how to handle the installment payments and deal with our financial burden. With a plan such as this, your loans are combined into one single loan with a lower interest rate and a longer payment schedule.
After you have met with your free debt consolidation advisor several times, you will be able to tell where your finances went down the wrong path. You may be using too many different credit cards and you may be losing track of your expenditures, so this will have to change. After further meetings with your free debt consolidation advisor, it will be much more likely that you will be able to see how to spend less and manage your money better. This way you can repay your debtors on time and escape all hassles related with late payment and bad credit ratings.
Debt consolidation is very helpful for students, as most of them tend to take student loans from many different financial institutions to fund their studies. After obtaining their job, they see that there is not enough money to repay their loans without struggling. During this period of time, debt consolidation advice is quite handy for these students. They can get good advice regarding consolidating all their loans at a lower interest rate.
Even though the process is simple the many benefits of free debt consolidation loans will be yours, you should however, get the total information about you are getting into. You must know about the interest rate you are getting, the loan installment amount you will be finally paying plus any charges or other costs involved and the repayment period.
When you have weighed all of the pros and cons of consolidation of debt, calculate whether or not the plan is one that will benefit you in a financial manner in the long run. After getting several debt consolidation quotes and the help of debt counseling, you can make a decision on the best plan for you to proceed with.
Considering your life style, your financial status, the future status of your expenses, make this decision. You can be freed from many of your worries and your financial health will improve through a successful free debt consolidation.