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Apply for Gas Credit Cards and Cut your Gasoline Expenses
Buying gas is getting more expensive, but you can find gas cards for most gas stations where you will earn a rebate on every gas purchase. Oil companies typically have a link to the gas card application on their website or you can pick up a credit card application at a lot of the gas stations.
Major credit card providers also offer a gas card of their own and the advantage of submitting an application for one of those cards is that cash back is being earned at any gas station around the country, which ensures you are getting the lowest price instead of selecting a specific brand of gas that may carry a higher price tag. An example of a gas card not limited to a specific brand is the Discover Open Road credit card that gives you 5% cash back on all gasoline purchases and even includes auto maintenance purchases, but only up to a combined total of $100 per month.
If your goal is to apply for gas cards that will save you the most amount of money you should not only read the terms and conditions for each card, but also carefully evaluate how much gas you expect to use every month. Let’s say you normally spend around $80 on gas on a monthly basis. The best solution in this case is to always have the Discover Open Road card in your wallet, because you always earn 5% and you can pick and choose between any gas station. The oil companies normally do not have restrictions and you could elevate the savings significantly if your usage ends up costing you more than $100 per month, but remember that the oil company needs to have a good coverage of gas stations or you could end up spending more money driving around finding a place to fill up your vehicle.
Paying the credit card bill in full each month is vital, because gas cards can be associated with higher interest rates than regular cards to make up for the generous rebate, which also means that it will end up costing you more if you are subject to finance charges due to the fact that you carry a balance.
The intention of having a gas card is to cut down on gas expenses and if used correctly this is precisely what you will end up doing, but remember to never pay late or exceed the credit line otherwise you will end up giving the credit card company all the savings you gained from the card in the first place.
Payday Loan And Quick Cash
At any moment, something unexpected may happen and require you to dip into the money you have saved for such so called emergencies. Several of these unexpected moments and you are no doubt going to be feeling the crunch financially, which can only add to the stress and strain of everyday life. It is times like these we could all use a little quick cash to help us out, a payday loan to save the day.
Last month I found myself in one of these “moments.” Our family pet, Rosie, a spunky little golden retriever, was injured by another dog at the dog park. Several times a week we take her to run off some of her youthful, never ceasing, energy. On this particular day, a number of dogs were all chasing the same toy. Rosie came away victorious, toy in mouth prancing for all to see. This did not go over well with one of the other dogs, and as a result, landed us in the emergency room of the local veterinary clinic with a serious bite on the top of Rosies head.
As a result of the visit to the ER, several stitches and pain prescription, we were left with quite a hefty bill. A payday loan was our little blessing in disguise during this unexpected situation. Although we love and cherish our little four legged friend very much, we were not expecting to be faced with such a financial burden. We are grateful that with this cash advance we were able to take care of both Rosie and ourselves.
Are you a homeowner? Does it ever seem as if you can never quite get ahead? Something is always in need of fixing or repair, especially when it comes to around the house. It would be nice to have access to some quick cash for when these little problems decide to spring up, most often when you are least expecting them to.
For instance, earlier this year I was having some trouble with my air conditioning unit. It was beginning to get warm enough during the day that we decided to make things a little more comfortable around house and turn the air on. After running for several hours straight, it was evident that it was not cooling properly. How it was possible for something that worked fine last season was now not working, even after going unused for several months was beyond me?
Since it seems you can never really anticipate for these things to happen, we were completely unprepared for our air conditioner to stop working properly, and in turn didnt have the means lying around to fix it. Good thing for payday loans. We were able to call the serviceman the next day and had things up and running again in no time.
Just think of the long and miserable summer it would have been if we had not gotten the cash advance we needed to fix the air conditioner properly and get our little sauna back under control. It was quick cash, we got it fast, and we are much cooler and more comfortable because of it.