Tag Archives: bad credit
What Happened To Online Computer Financing? (Page 1 of 2)
You may have noticed that there are fewer online companies that offer guaranteed or bad credit computer financing programs.
About 3 years ago there were a number of lenders that were trying to make money by offering individuals with less than good credit, computer loans.
As time when on, the lenders started to see that most of there clients wasn’t paying off their loans.
A lot of online marketing companies believed that they could make a good income by finding the right lenders that would approve computer loans for people with poor credit.
This idea of offering computer loans to individuals that had poor credit worked for a few years.
Over time, more and more computer clients had stopped making payments on their computer systems.
Finally the computer financing companies decided to end all 100% financing programs for individuals that had no credit, poor credit or have filed for bankruptcy.
Over 90% of the companies that claim to offer bad credit computer financing are lying to the public. They cannot finance an individual with bad credit because there financing company will not approved that type of loan.
The reason why online computer financing websites are still taking applications is because they know that there is a chance that some of the individuals that are applying could have good credit.
They know that they can get the good credit individuals approved by there financing company.
YOU CAN STILL GET APPROVED TO FINANCE A COMPUTER WITH BAD CREDIT!
There are programs that still offer computer loans to individuals that have no credit, bad credit or have filed for bankruptcy.
These types of programs would normally require there client to have a checking or savings account and they may require the client to send in a down payment before they would deliver the computer system.
This type of program is one of the best methods for a person with bad credit to receive a new desktop or laptop computer system.
There are other programs that require the client to make a down payment and make a few weekly or monthly payments before they would deliver their computer system.
These programs are a little like the lay-a-way programs that were used by retail stores years ago. Many stores still use this type of financing options.
BAD CREDIT GUARANTEED COMPUTER FINANCING PROGRAMS
If you have any source of income, you can get approved to finance a new up-to-date desktop or laptop computer system.
You must have a checking or savings account and be willing to make a reasonable down payment.
This works for the lender because they are able to offset there lost a little if you decide to keep the computer without making your payments.
These types of computer financing programs will allow you to receive most of the new high speed desktop or laptop computer systems, even if you have no credit, bad credit, unemployed or have filed for bankruptcy.
Urgent Bad Credit Loans: Financial aid for different usage
Being a bad credit owner itself is a trickier task. If you are affected from this status no one will ready to financially support you in bad times of your life. But, with prologue of urgent bad credit loans the complete external financial scenario has been changed. Now, anyone can easily attain the financial aid despite of having poor credit history and records.
With easiness of online mode the availing process of urgent bad credit loans is become much easier. Now, standing in long queues, completing extensive paperwork, tiring faxing and wait for your turn to come up is become an old process. A lender may only ask you to fill up an easy application form that needs to be filled with basic details like name, address, employment, checking account, email id etc. Once the form gets verified the cash will automatically transit in your bank account within least span of time.
Urgent loans are a short term loan that can be secured against your upcoming pay cheque. With assist of these loans you may fetch funds in the ranging from £100 to £1500 for the repayment tenure of 1-10 years. If you feel like to extend the term duration as per your need then pay some nominal amount to your lender and fix it as per your comfort. But, timely repayment is necessary as delaying causes high penalty amount on you.
If you are carrying insolvency, foreclosure, arrears, defaults, etc. in your credit report then dont get upset as these loans dont follow any credit check process. Thus, anyone can apply to these loans and attain easy for their different needs without facing any credit check.
Further, to grab the easy cash approval you dont need to fulfill collateral placement criteria. Therefore, tenants and non-homeowners can apply for these loans and attain fast cash aid without any fuss and delays. Due to this reason lender may impose you with higher rate of interest. But, you dont have to worry about it because proper research work will solute this matter and avail you better deal on feasible price.