Tag Archives: benefits
AARP Credit Card – The Perfect Card For Retirement
When I first saw the name Aarp (exactly in this format) I thought it was a typing error, I’ve since learnt that it is an acronym for the American Association of Retired Persons (AARP). I guess because I am not retired the name was unfamiliar to me but since completing the research for this article, I have been educated.
There are many fascinating aspects to the association, and yes I know you are interested mainly in the AARP credit card, so I’ll get on with what I found.
About the AARP Credit Card
The cards are issued by Chase in association with the AARP and what I like about them is that you have two options to use and enjoy the AARP services. You also have the option to choose your own credit card design to make the card more personal.
The choice of cards and the benefits are as follows:
AARP Travel Plus Visa Signature card
Features: Annual fee of $59 0% introductory APR reverting to 14.24% 0% Balance transfer for 12 months Earn 1 point for every $1 in card purchases. Earn up to 100,000 points annually with no monthly minimum.
This is just a taster of the benefits available with this AARP credit card. This is an airline rewards card and would suit the retired jet setters best. The rewards program is quite good compared to other offers on the market, so it is definitely work looking into.
If flying is not your preference but you still want to enjoy great rewards, the next AARP credit card would interest you.
AARP Rewards Platinum Visa card
Features No Annual fee 0% introductory APR reverting to 14.24% 0% Balance transfer for 12 months Earn 1 reward point for every $1 spent on card purchases Redeem points for cash or gift certificates
There are numerous vendors at which you can redeem your points, so no matter what your taste or preferences, you would be sure to find uses for the points you accumulate.
This AARP card has extra bonuses such as the ability to pick your own payment due date, and access to the 24 hour members-only helpline. In addition you won’t receive any telemarketing calls regarding your account, so that is one less disturbance to deal with.
To add to your convenience you can manage your account online and even use your AARP credit card to pay your federal taxes. Take a look at the “preferred services” available from AARP to find out more. There are so many offers that can help you save money ranging form road side assistance to shopper’s advantage.
The AARP credit cards are packed with benefits too numerous to cover in this short article.
You can review other rewards credit cards and airline rewards credit cards on the market to compare the rates and benefits that are available and choose the card that best suits your circumstances.
Loans for People on Benefits Great Financial Aid for the Distressed People
A major section of people in UK believe that being on benefits is a miserable condition and at the same time, if you need cash, borrowing funds from some external source can ruin your life. But if we look at present scenario, it seems to be a myth that these people can not approach lenders for some monetary help. Loans for people on benefits have been introduced to provide aid to such disabled people. Benefits are granted so that you can fulfill your usual daily needs easily but in case you fall into shortage of funds, you can always go for these loans. Being on benefits can be due to many reasons including physical ailments, unemployment, or any other personal reasons.
Loans for people on benefits are available in two forms, secured and unsecured. If you have chosen the secured option, you will need to place some asset as collateral against the loan sum. So in case of defaults, your asset can be forfeited. On the other hand, if you are going with the unsecured loans, no security is required but the rate of interest is a little bit higher as compared to secured form because of the risk involved in granting such loans. An amount ranging from £1000 to £25000 can be borrowed under this loan scheme. The amount to be granted depends on the value of the collateral provided and your repayment capability.
While approaching lending institutions, you must be sure of your paying back ability of the loan. As you are aware of the fact that the repayment is done either from the loan amount or the benefits, its better to assess your monthly income and expenditures in advance so that you can wisely negotiate the repayment term with the lender. You must be able to assure your lending company about your repayment ability. You cant make defaults because it will just worsen your credit status and you wont be eligible for any loan in near future.
Some popular forms of loans for people on benefits include crisis loans, homeowners loans, tenant loans and budgeting loans. One can go for any of these kinds keeping in mind their needs and requirements and the purposes for which the loan sum will be used for. The lender is not concerned as to what purpose you are using the granted loan amount.