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Sell Your House Quickly Using Seller Financing

The sad fact of the matter today is that the vast majority of real estate listings expire, and many houses go unsold. One of the key reasons for this is that there are many great houses on the market, yet not so many good buyers for them. The market for house sellers is very competitive. And anything that you can you can do to make your house more unique than your competitors will help you.

One way to make your house more unique is to offer seller financing. When you offer your house using this kind of financing your house tends to stand out from the crowd, much more than if you don’t. In addition, by offering seller financing the number of potential buyers for your house goes way up. Thus, allowing you to sell your property much faster.

Also, today many sellers, in an effort to sell their property, are forced to reduce their selling price substantially. However, by offering seller financing you can usually get your asking price or very close to it. Prospective buyers of your property will pay more for premium seller financing for a variety of reasons.

One reason is that they will have less closing costs. With a traditional lender they would have to pay all of the associated points, lenders fees, and a lot of other lenders nonsense fees. But with seller financing the closing on the loan can take place in matter of days, without all the lenders reviews, committees, red tape, hassles, and paperwork.

And since you are in actuality loaning the buyers the money to purchase your house, they will be making their payments directly to you on the private note you created by using seller financing. And, if you ever tire of collecting those payments or you ever need money for an emergency or other reason. Then you can always sell that note or part of that note for a lump sum cash payment.

Indeed, to sell your house quickly in today’s competitive buyers market you must have a competitive edge. There are just far too many great houses out there, and not as many good prospective buyers. Yet by offering your house with seller financing this will give you just the competitive edge that you need to sell your house quickly.

Berwyn J. Kemp is a consultant, for more information on selling your house read his special report titled How To Sell Your House Fast at: www.bkemp100.tripod.com, NOW!

Home Buying Tips For Home Buyers

Ensure that you have the house fully inspected before you make the final payment. Make sure that pest inspections and building inspections are done on the home. Even if the seller is insisting there are no problems with the property, it is always better to discover for yourself.

You need to embark on an extensive research as one of the first things to do when you are looking for a new home. You can enlist the services of a real estate agent to do this research for you but either way you will realize the time spent on this process is well worth it when you eventually get your dream home at a bargain price cost.

Make sure you have identified your loan options before starting out on your new home search. You must have gotten pre-approved as this will enable you to know the amount of budget at your disposal. Otherwise you will find out that after spending times to look up your dream home and find out you are not approved for the amount of financing the home requires, it can be very embarrassing and all these you can save yourself by getting pre-approved.

Ensure that you have the house fully inspected before you make the final payment. Make sure that inspections are done on the home. Even if the seller is insisting there are no problems with the property, it is always better to discover for yourself. In the long run, you will find out the money spent on these inspections is well worth it. And when you discover serious issues that cannot be easily fixed, you can easily walk away from the deal.

Ensure that every transaction and agreement concerning your new property is in writing. If the seller is supposed to carry out some repairs before the final sale, then it should be put in writing. Because if there is no record of these agreement, misunderstandings and quarrels may arise afterwards when the deal is about to be closed.

If your able to follow the above home buying tips you can be rest assured that you will find the home you want and at a bargain price too.

Furthermore, you need the services of a quality real estate agent to help you through the entire process. While you may need the services of a good real estate attorney or closing agent to interpret the legal side of the transaction for you.

Home buying is a huge investment, and a mistake can make it a very costly one, therefore, do everything to give yourself a quality home and a great purchasing experience by following these home buying tips.