Tag Archives: career

Simple Guides for Fresh Graduates

Going to college is no easy feat. Great parties and long holidays aside, it is one of the hardest times young people have to go through. During these times, their finances are tested to the limits. They also get to take their first dip into the world of personal loans in the form of student loans. So when graduation comes, students can’t help but feel finally relieved to be free from their studies.

But not for long though. As soon as the caps tossed up in the air, the reality of the real world sets in. As graduates, they are now on their own and the responsibilities are much harder than before. In the real world, they have to worry about finding a career, managing expenses, transport,living, savings, the list goes on and on. So here’s a quick guide for graduates on how to get started in the real-world.

Job

In finding a job, one must try to stick to his or her field. This is going to be worth it in the long run because it will allow them to move forward in their career. A job that pays higher but is unrelated is surely tempting. However, it can possibly cause dissatisfaction and career stagnation in the future.

Income

With a full time job one must refrain from mindlessly spending all of their pay check. They must learn how to budget and save. If they have student loans, now is the best time to pay them off. Student loans are low rate interest loans so they should be easy to pay off slowly.

New Place

New employment, sometimes requires one to move cities. They can opt to rent with a friend or someone who is looking for the same deal. This will enable them to save on rent money. Another good way of saving is subletting.

In most cases, a landlord would require money-orders or checks as deposits. Therefore opening a bank account (if a person is new to the city) is important. Keeping money in the bank acts as security for any financially independent individual.

New Car

Taking a car loan is a crucial decision. Fresh graduates must be able to afford at least a 20% down payment. This way paying it off from salary becomes easier. Having good insurance for the vehicle is also a must. This should be researched efficiently to get the best insurance deal.

These are only a few but essential things to consider in the real world. However, expenses do not stop there. As ones income increases, so does their financial responsibilities such as taxes, mortgage, health care and so on. Budgeting, saving and careful research is the key. When all three are managed well, they’ll support themselves just fine in the world.

Free Government School Grants for Technical Students

The students that like to pursue a technical career in electronics, mechanics or anything like it, can take up a program with a technical school. This may be exactly what they need to have a professional career. There are many benefits in attending such a technical school.

These advantages are:

Save money on tuition. The technical schools are less expensive than the other higher education institution. They offer great education for less money. There is also no need to get a student loan because it is not that expensive. But there are many technical schools that also offer financial aids.

The proximity. There are many communities with local colleges. These colleges train many students and help them have a career. This means that a student can live home and save money on board and room. Saving on travelling costs is something that many students appreciate and one of the reasons technical schools are appealing.

The demands of the career. Once a student graduates a technical school he has many types of careers to choose from. Plus, these careers are at high demand. They can work in drafting, computer technology, health care, mechanics, welding and much more. The job market requires students that have pursued a technical career. They can easily get employment immediately after graduation.

The educational program is short. Normally a technical school lasts no more than one year and no less than a half a year. After this short period of time they receive a certificate and a degree. The students are able to complete the programs very quick and then get the proper certification. This means that in a short period of time they will be able to work.

If you would like to follow a technical school program, then you need to decide what kind of program suits you better. You need to see if you are medically inclined. If you enjoy computers and have technical skills, then you should have no problems. But if you still have problems deciding on a career plan, then you may want to go visit the local library.

You are also able to visit a career research the offer of some technical schools. Look for a technical school in the area you live in. From the many options you will want to decide the best for you. After deciding on the program you may want to see the school program and all the classes you will follow.