Tag Archives: cash
Fast Cash
Cash is the most liquid asset for a business firm. While the proportion of corporate assets held in the form of cash is very small, often between 1 per cent and 3 per cent, its efficient management is crucial to the solvency of the business because in a very important sense cash is the focal point of fund flows in a business. In view of its importance, it is generally referred to as the life blood of a business enterprise.
Why does a firm need cash? There are two primary reasons for a firm to hold cash: to meet the needs of day-to-day transactions and to protect the firm against uncertainties characterizing its cash flows.
Despite its benefits, cash is an idle resource. The trade-off for cash holding is that you get liquidity but sacrifice profits by foregoing alternative investment options. That is why the financial manager should carefully control cash.
Short-term cash budgeting is the principal means by which cash is managed. Cash budgets, routinely prepared by business firms, are helpful in estimating cash requirement, planning short term financing, scheduling payments in connection with capital expenditure projects, planning purchases of materials, developing credit policies and checking the accuracy of long- term forecasts.
Firms use multiple short-term forecasts, of varying length and detail, suited to meet different needs. The commonly used designs for short-term cash forecasts are one year divided into quarters, or months and one month divided into weeks. A firm, hard pressed with liquidity crunch, may even prepare a weekly cash forecast divided into days. The point to be emphasized here is that these multiple formats serve different purposes and should not be regarded as mutually exclusive. The principal method of short- term cash forecasting is the receipts and payments method.
Avail No Fuss Emergency Cash Loans & say good bye to financial worries
Cash is required by all of us. At certain emergency situations we do require some extra cash availing which becomes a source of worry. With changing trends of money lending patterns, availing emergency cash loan as become a swift and easy task.
Currently, the money lenders are actively present on the Internet. They have their own websites which contain a quotes section and a form section. By filling up the required details on the quotes section, they can receive an instant quote for their emergency cash loan requirement. The loan quote could include rate of interest, terms & conditions of repayment and other important details. In case the customer finds them appropriate, they could proceed with availing the loan.
Emergency Cash Loans can be availed by UK residents who are above 18 years of age. They should also operate a bank account which is in operation for more than 3 months.
For availing the loan, the customers need to furnish a certain set of personal details in the form section and wait for their credit approval. The personal details which need to be provided include
1.Name and Address of the borrower 2.Bank account details 3.Employment Status and Details
In most normal conditions, customers are likely to receive an instant approval. The loan amount could be credited in their bank account within 24 48 hours maximum.
Advantages of availing Emergency Cash Loans online
1.No questions asked or no reasons to be provided 2.No physical visits to money lending institutions 3.No submission of paperwork 4.Enjoy Instant Approval and Quickest Credit of Loan Amount 5.No checking of past credit history or ratings
Customers do have to bear in mind that these loans are offered at a higher rate of interest and for a shorter term period. Though, it is easy to get emergency cash loans, it is equally essential to ensure their repayment on time. In case of default in repayment, the loan repayment amount increases manifold which could cause more financial burden. Availing emergency cash loans is a good decision provided customers are most certain about their repayment ability which has to be done on time.
Be it a medical emergency or home emergency or even an urgent repair work such as automobile repair or a boiler repair which has to be undertaken, they can be done in no time by availing the emergency cash loan. Since, emergency Cash loans are easy and convenient to get, it could be the next most logical step undertaken order to return back to normalcy.