Tag Archives: citi

Gas Rewards Credit Cards: A Look at the Top Three

Gas prices are skyrocketing all across the United States, which means that consumers are constantly on the lookout for ways to counteract the unprecedented assault to their bank accounts. At over $3.00 per gallon for the lowest octane fuel, people who commute to work or drive for a living are suffering under the weight of gas prices.

One of the most effective ways to reap a few rewards on gasoline purchases is to purchase a gas rewards credit card. More and more people are applying for these cards so that they can earn cash back and discounts for every gallon of gas they purchase.

There are four major advantages to obtaining a gas rewards credit card:

You can earn rewards for other purchases – not just gasoline when you use the card to buy gas, you know that you’ll be saving money in the end. Many gas rebate cards have low APR’s with no annual fee. Some gas rebate cards charge 0% interest on balance transfers.

Take a look at three top picks for gas cards, and choose the one that’s right for you. With no end to the gas price surges in sight, you might as well be getting rewarded for purchasing gasoline.

Discover Platinum Gas Card

The Discover Platinum Gas card is a cash back credit card that allows customers to earn 1% cash back on all regular purchases, and 5% cash back on gasoline purchases. It has a twelve-month introductory APR of 0% for both purchases and balance transfers, with no annual fee. In addition to the 5% cash back reward system, customers can double their reward points when they redeem them for gift certificates at Discover’s partner merchants. Discover offers several benefits, including fraud protection, 24-hour customer service and online bill pay. .

Citi Dividend Platinum Select

Unlike the Discover gas card, the Citi Dividend credit card offers 5% cash back for purchases at drugstores and supermarkets as well as gas stations. When you use your card at those locations – called the Citi Dividend Merchant Network – you receive 5% cash back on all of your purchases. You also receive 1% cash back at other locations.

This card has no annual fee and an introductory APR of 0%, but the regular APR is higher than Discover. This card is better used by customers who plan to pay off most (if not all) of their balance each month. Platinum customers also receive travel insurance, Citi’s Lost Wallet Protection Service and Citi’s PhotoCard service for added security.

Blue Cash from American Express

The Blue cards from American Express have been exploding across the market lately, mostly because of the reward programs and the low APR’s. The Blue Cash card, like the Citi Dividend card, offers fast cash back at multiple vendors, such as drug stores, gas stations, super markets and home improvement stores. They also offer the same cash back rewards for customers with two or more cards on the same account.

The six-month introductory APR of 0% is a popular incentive. The Blue Cash card has no minimum spending limit and no annual fee. They also offer no-fee balance transfers and CoolBlueOffers®, which are designed to offer even more rewards for qualified customers.

Gas prices are getting higher and higher every day, which is why consumers are rushing to apply for gas rewards credit cards, which allow customers to earn cash back and rewards for paying at the pump. When you use these three cards to purchase gasoline, you can earn cash back and reward points.

Citi Secured Depository – Issuing Safekeeping Receipts To Vouch For Assets In America

The banking and lending practices of countries can vary considerably from nation to nation. Some countries’ institutions, when considering issuing a loan to a client, will demand a safekeeping receipt. A common practice in Europe, a safekeeping receipt is often demanded to prove ownership of a particular asset. This practice is not as common in the United States and, therefore, few institutions or companies offer this service. Citi Secured Depository fills the gap, providing US consumers with the safekeeping receipts required by their contacts in Europe.

Different than a normal deposit of monetary assets in a bank, an institution or business which agrees to safeguard a monetary asset remains separate from the asset. Such a business only keeps the asset and, as needed, issues safekeeping receipts; the monetary asset is not owned or in any way usable by the business.

Citi Secured Depository starts by conducting an evaluation of the assets for which a client requires safekeeping. They maintain a roster of experts in various fields of study so as to be able to accurately assess the value of a variety of assets, such as historical documents, trusts, stocks, paper money or coins which are no longer in circulation, and precious metals and gems, artwork and heirloom objects. Monetary assets are evaluated by knowledgeable Certified Public Accountants; gemstones are evaluated by appraisers with Gemological Institute of America designations. Should the expert evaluation staff at Citi Secured Depository not have the necessary skills to properly assess an object, the job of evaluation is contracted to experienced and trusted evaluators in the United States. After the evaluation experts have analyzed and assessed an asset, Citi Secured Depository accepts the asset and arranges to safeguard it. Citi Secured Depository has contracts with many local banking institutions from whom they rent vault space. They place any assets in their safekeeping in the appropriate vault space at an institution local to the asset owner. Citi Secured Depository is then in a position to be able to provide, upon written request of the asset owner, a safekeeping receipt. The receipt can be verified by banking institutions or private parties as required. The fees for Citi Secured Depository services vary according to the value of the asset, the physical size of the asset and the terms of service.

Of utmost importance to Citi Secured Depository is the privacy and trust of their clientele. One might say that trust is Citi Secured Depository’s most valuable asset. They take great pride in protecting the privacy of their clients. Any directives regarding the authentication, safekeeping, or verification of assets is performed only with written consent from the assets’ owner.

Experts in asset evaluation, safeguarding and issuing safekeeping receipts in the United States, Citi Secured Depository is proud to assist and stand by their clients. Innovators in the industry in America, they have the skills and the infrastructure to accommodate their client needs.

For more information or to contact Citi Secured Depository, visit CitiSecuredDeposit.