Tag Archives: consumer
Small Consumer Loans-Finances to meet small unexpected expenses
Want to go on a tour with you colleagues but have no money, want to organize a party by money is the only problem, have already exhausted your last salary but have to pay childs school fee .if you are also facing any similar problem, then dont worry. Infect, money is a click away from you. We at small consumer loans serve people who face such urgent need of money. We find the most suitable loan for you. So, apply with Small Consumer Loans and get the most suited loan within no time.
What are small consumer loans?
Small consumer loans are short term unsecured loans that means you dont need to mortgage any of your asset to avail these loans. This is our specialty-We arrange the most suitable and convenient loan for you.
Loan amount and duration:
Loan amount in small consumer loans varies between $100 and $1500. These loans are offered for short period, mostly for two weeks to four weeks. Therefore, small consumer loans are ideal for small needs for a short duration. Loan amount is calculated on the basis of your need, time period for which loan is required and your existing income.
Eligibility
You should be US citizen of at least 18 years of age. Lenders prefer the applicants who have been working with their current employers for last six months or more. The basic purpose is that you should have a permanent source of income so that you can repay the loan on your next payday or as decided.
Credit record
Come to us even if you have poor or bad credit record. We understand that bad credit is resulted due to many reasons and therefore even if you have poor record we help find you the most suitable consumer loans. For us it does not matter, if you missed or delayed a payment.
Loan Purpose
Short term small consumer loans can be used for any purpose of your choice-whether you want to go for a holiday or want to organize a party, whether you need to pay your health bill or electricity bill, these small consumer loans can be used the way you want.
So, dont wait, apply for small consumer loans and get the instant approval. Within no time, you can find money in your account.
Why a Prepaid Debit Card and Not a Credit Card?
Prepaid debit cards are a good alternative to credit cards for anyone who is trying to control their spending. A prepaid debit card allows a consumer to deposit their money into a virtual account that can be accessed through a debit card. Once the funds are depleted, the consumer cannot spend anymore.
Unlike a credit card, a prepaid debit card does not allow a consumer to spend money he or she doesnt have. This prevents the consumer from racking up debt that he or she cannot pay off. Additionally, there is no interest charged on a prepaid card, and no bills to pay at the end of the month.
All these make the prepaid debit card a more responsible tool for budgeting and spending money, at least compared to a credit card.
In addition to controlling spending, many people like to use prepaid debit cards to send money abroad or give a gift to a relative or friend. Since these cards are easy to load and mail, they are ideal for people who need to send money abroad. In fact, they are safer than sending cash or checks through the mail, since many cards are able to be re-issued if the proper paperwork is kept. These debit cards can be used in many countries. A Visa debit card is particularly convenient since it can be used at thousands of stores and restaurants that also accept a Visa credit card.
Unlike credit cards, debit cards do not charge interest, but there are a few fees involved with using them. Just like a checking account at the bank, most prepaid cards will charge a maintenance fee once a month, as well as a small transaction fee when the card is used. Prepaid cards such as a Visa debit card do this in order to recoup their costs for issuing the cards and transferring the money from the card to the merchant or to other accounts. However, these payment and transfer fees are very low compared to those charged by banks for similar transactions.
All in all, prepaid debit cards are a great way to control spending through the holiday season, an excellent alternative to a high fee checking account, and an inexpensive way to transfer money to relatives and friends abroad.