Tag Archives: contract
Mobile Phone Contracts – 10 Things To Compare When Looking For A Phone Contract (Page 1 of 2)
These days you can get a range of competitive deals when it comes to mobile phone contracts, and there is certainly no shortage of choice for those eligible to opt for a mobile phone contract. However, it is important to remember that you need to get the right deal, otherwise you could find yourself tied into an unsuitable contract for a fairly long period, which can prove frustrating and costly.
There are a number of things to look out for when you are looking for a suitable mobile phone contract to help ensure that you get the right one for your needs. This includes:
1. Price: Of course, one of the most important things that you will need to consider is the monthly cost for your contract. You need to ensure that you find a competitive deal with affordable monthly costs, and don’t forget that on top of the monthly charges you will also have any applicable call charges to pay, so make sure that you look for something that fits in with your budget.
2. Offers on calls and texts: The world of contract mobile phones is a highly competitive one these days, and in order to entice new customers many providers offer special deals on texts and calls, with packages that include a number of free texts, free calls during certain times of the day, and more. Look out for these packages, and find one that suits your mobile needs, as this could save you a packet each month.
3. Phones: Of course, the most common freebie that you get with a mobile phone contract is the phone itself, and many providers offer the latest state of the art mobile phones with all the bells and whistles. Keep your eyes peeled for special offers on new phones on the market, and you could enjoy sporting the latest hi-tech phone as well as getting a great deal on your contract.
4. The contract term: As with any other type of contract, getting tied into a mobile phone contract for too long can prove to be a bad idea, as there are always new, improved deals coming onto the market. Try not to sign up to an excessively long term wherever possible, as this could ultimately end up costing you when you could be switching over to a better deal or more suitable packaged with another provider.
5. Transferring information: The last thing that you want with your mobile phone is cost and hassle when it comes to transferring your existing number, and at the same time most people do not want the hassle of having to change their number. Check to see whether you are able to transfer your number with ease and whether this is free of charge.
6. Choosing the right provider: Another thing that is important when selecting a mobile phone contract is finding a reliable provider. Find out which network provider offers the best signal strengths and coverage for your area before you make any commitment.
7. Check out the regulator website: Before you commit to any particular network or package, it is worth checking the website of the Office of Telecommunications, Oftel, which regulates mobile phone services and providers. Here you can learn more about the phones that offer the best coverage for your area, as well as other important information.
Real Estate: Leasing Is An Option
You may be thinking about purchasing a property or maybe making your first steps into the real estate business. You may be overwhelmed by the figures this implies and wonder where to turn for financing. You probably did not know that leasing contracts are also available from certain financial institutions for apartments and houses in different places and that this method provides cheaper financing in terms of monthly payments.
Leasing is an excellent financial option but it is not for everyone. There are people for whom leasing can be advantageous and there are also situations under which leasing is the perfect choice. However, there are also other financial products that may be more advantageous under different circumstances. Just like home loans are not for everyone, leasing is also not the perfect solution for any financial situation.
Leasing A Real Estate Property
A leasing contract grants the use of real estate property to the borrower. The financial institution either owns the property or purchases it and remains proprietor of it till the borrower decides to exercise the right to purchase it. In the meantime the monthly payment work exactly like rent payments but in the event that the borrower decides to purchase the real estate property, these payments are considered part of the purchase price.
Leasing is a form of financing that avoids the down payment usually associated to the transfer of real estate property and also reduces the amount of the monthly payments compared to mortgage loans. Though in the long run purchasing a property through leasing is more expensive, in terms of monthly payments it is significantly cheaper and more affordable and provides you with the possibility to change your mind and return the property without purchasing it.
Who Should Lease A Property
As stated above, leasing is not for everyone. Someone who can not afford the monthly payments on a home loan will find in a leasing contract a possible solution to his problems. Even those who do not have a fixed income can make good use of leasing because they can put amounts aside in a savings account whenever they have additional income and destine it for the lump payment at the end of the leasing term so they can keep the property.
Also, those who are not sure whether they will stay at a certain place or are not sure whether they have found their place in the world can find in leasing the possibility to abandon the property at the end of the leasing contract or keep it. They will have plenty of time to make up their minds this way and they will not have to spend so much on home loan payments if they will finally decide to move somewhere else.
As you can see leasing provides great flexibility and low monthly payments. The only drawback is that it is more expensive than financing with a home loan, in the long run. But if you fall under any of the categories explained above, you may wish to consider leasing as an option for real estate purchases.