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Educational Free Grants for Military Dependents
If you’re currently working on getting your college degree than you know how financially difficult it is. You’re classes take up a good chunk of your week, then you need the remaining time for studying. The good news is that if you qualify you can get free grants for military dependents.
Of course it pretty much goes without saying that some member of your family must be active duty or retired military, but it applies to all branches of the service. Also it need not necessarily be a mother or father. It can be your brother or sister.
Would you believe that there’s a free drawing for $10,000 each and every moth of the year? Of course being that it is a drawing, you’re not guaranteed to receive it. However; if your name is drawn, that’s a heck of a lot of money.
Also just like pretty much all other types of educational grants, you can register on the Internet. Another thing to bear in mind is that unlike student loans, grants don’t have to be paid back. They’re meant to be used for tuition books etc.
Of course you won’t want to stop after you apply for this one particular funding gift, so just keep on going and apply for as many as you can. Also what you may not know, is that there are any number of grants that are made available by private non governmental entities.
You will need to get ready to do some research if you want to know about all of them but don’t just look online. One other good place to check for information on free grants for your college education is at the school counselors office. Also do remember that it sure does help if you’re getting good grades and also carrying a full 12 unit load or more of classes.
How Much Can You Qualify For?
Out of the many programs available, one of the most popular is a drawing for a $10,000 Free Military Scholarship. This is drawn each month, and there is not much competition, so you have a much better chance than in other scholarship programs not geared towards military dependents. This is in contrast to programs that accept anywhere from ten thousand to a million applicants, and pick only one.
When you register on the web, you receive a confirmation email that you respond to, to let us know you actually exist. You are then entered into the drawing, automatically.
What Is Scholarship Money Used For?
In contrast to a loan, scholarships do not have to be paid back. Loans will gain interest while you are in school, and after you graduate as well, until you have paid every penny. Scholarships are free money that can be used for any education-related expense, given as a thank-you for the sacrifice that military dependents make. Once tuition is paid, you will have to purchase books, then pay for gas to get to college, then unexpected things will most assuredly come up. This you can pay for with a $10,000 free scholarship.
What Are Some Advantages of Unsecured Business Loans?
If you’ve been in the process of starting up your own business, or are helping someone do so, then you must know that the biggest factor that determines whether or not that business succeeds is not its marketing. Nor is it the sales people. And it certainly isn’t whether or not the website is cutting edge. The one factor upon which your hopes and dreams rest, the one thing that determines whether or not your business will succeed is cashflow.
That is, the ability to maintain enough cash in the business to pay for expenses, such as equipment, overhead such as lighting, rent and heat, and of course, to pay the owner. After all, its why you started your business in the first place right? With this in mind, you may want to consider unsecured business loans to aid in cashflow.
That said, there are times, especially when your business is just starting out, where you will need more cash than you have on hand. Here again, unsecured business loans can be of great help. But have you stopped to consider some of the advantages of them? For one thing, as opposed to secured business loans, where you have to have some for of security to offer the lender (your house, or car for instance) unsecured business loans require no such thing.
This in and of itself is a great advantage, especially when you’re looking to access cash quickly, whether it be to move your business from the garage to an actual office, or to purchase much needed software or computers, or even to start the hiring process and ensure you can actually pay your staff at the end of the pay period.
Another advantage of unsecured business loans is that should you be late, you may not pay late fees. Say that the monthly payment on the loan is due on the 5th of the month, but the business can’t pay it until the 10th. This is not a problem as there is a grace period during which you can pay the outstanding monthly payment without late charges. Why would the lender do this?
Simple: they understand that if you (and your business) have a good experience with them, you will most likely come back for more unsecured business loans and be more likely to recommend their service to your friends and family. This ultimately means more customers and income for them. In short, they’ll want to make the process of obtaining unsecured business loans as easy as possible. Just don’t go in unprepared.
Finally, another advantage of unsecured business loans is the fact that the funds can be used for anything so long as it relates to the business. This of course covers a lot of ground and doesn’t just mean use for equipment purchases or overhead.
It can be used to obtain the first in a fleet of company trucks for instance. And it can also be used to offset entertainment expenses (i.e. food) incurred provided that it was during the course of business, say, having a lunch meeting with a potential client.