Tag Archives: credit card

Elan Credit Card…Mystery Solved

July 10, 2018   Home Mortgage

While completing the research for this article, admittedly I was becoming a bit frustrated. What is it with these companies that have credit cards offers that no one could seem to access online? Seriously, what is the point?

If I am interested in your organizations’ credit card, I would expect to go online and search for your card and…voila, an entire website with all the information I need appears. It’s not magic; it’s the way things should be, any good marketer knows that.

Well to my surprise, this is not what I experienced while searching for the Elan credit card. Instead I was greeted with a card member services page for all my search effort. Now tell me, how can I become a member when I can’t even find information on the credit card offer to decide if to follow through with an application.

On further investigation, I realized that the Elan membership page was powered by Elan Financial Services so I thought If I visited their site, I might gain access to the details of the Elan credit card offer.

Once I landed at www.elanfinancialservices.com it became clear why there were no specific credit offers splashed across the Internet and on this occasion I would let go of my frustration because I now understand what Elan is all about.

You see Elan is actually a transaction management company that offers credit cards and other financial services to its partners.

They do not offer credit cards to the general public, but rather they handle the background work such as card authorization processing, system monitoring and point of service transactions to name a few. You can click here =>

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Pointers on Consolidating Credit Card Debt

June 30, 2018   Personal Loan

In case you are feeling bothered about your ever growing credit card debt and believe that there’s no longer any escape for you at all, then you’re undeniably wrong. You have lots of options on how you can manage your credit right, so you can achieve all the benefits of it in the long run. You may also consider consolidating credit card debt.

Consolidating credit card debt, when compared with other forms of debt dealings offers you more advantages than you could ever imagine. Rather than announcing debt bankruptcy or debt management that can only help you in a short while, going after this kind of way is definitely much better than the rest. Here are some important tips you need to know about consolidating your credit card debt.

Since debt consolidation is all about combining all your existing credit card debts and putting them altogether in just one monthly payment, you’ll definitely be able to cut down on excruciating interest fees that further add even more debt to your credit and to your name. You can even make the payment methods much faster through this kind of method so you will also be able to make the most out of your debt as well as your credit score.

The best thing to learn about consolidating credit card debt is it has various forms to do it to maximize its benefit. Therefore there isn’t any strict approach on how to do it and it is as flexible as you can possibly ever imagine. For example, there are several zero or low interest options available, or equity loans that you can use as a homeowner, or you can also go after obtaining a personal loan, which ever you consider will benefit and help you most.

If you are seriously thinking about consolidating credit card debt and you have already made up your mind as to which of these types of debt consolidation choices to go after, then it’s now time for you to call your creditor to go over other options that you might have. It is important that you will settle all your debts on time, but more than that, you also need to make sure that you can maintain your credit rating as a credit card holder of the company.

If you can follow all of these tips, then you can be assured of that you won’t experience any problems in your future expenses.

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