Tag Archives: credit card
Simple And Quick Steps To Get Rid Of Debt
Debt elimination is a major issue which each person wants to resolve. Everyone wishes to get free of ones credit card debt but generally, not all people are aware of ways to do it. Hence, circumstances get worst day by day. You can take our help to know of ways to get debt free at Debtconsolidation123. There are some simple ways to get free of your financial obligations. They are listed as under:
Get authentic assessment of your finance Figure out your credit history and draft your budget accordingly. You must include all your credits, credit card debts and others. The first step towards credit card debt elimination is planning a proper budget by knowing your own account in detail.
Stop yourself from falling in to further debt If you keep on falling in to newer debts, it will be more difficult to pay off your credit card bills. Therefore, you should stop using your credit cards. Put a stop to your spending habits and start rebuilding your credit score.
Explore various available options You should start your process by researching the various options of credit card debt consolidation and other type of debt consolidation offers available in the market. If you have a debt, which is not, too high you can plan a budget that enables you to repay a specific amount each month. Many banks do this by creating a separate account for you from where it withdraws the amount at the specified date. This is called pay day from your primary account.
If you are badly in to debt then the smartest option is to obtain a debt consolidation loan. Consolidation loans assist you to repay off your credits by lending you money. The interest rate is much lower and all you credit are consolidated in to single payments. This means that you just need to make a payment to a single source rather than multiple creditors. Hence, the above steps are the quickest, easiest and the most resourceful way of debt elimination. With the growing competition in the market, it is not at all difficult to find the right kind of consolidation loan since lenders are offering attractive interested rates.
Wachovia Credit Card Review
With the Wachovia Credit Card you are transported to a whole new world of better credit card service and the advantages of your Wachovia relationship that too at your convenience. You don’t have to pay any annual fee for the Wachovia Credit Card offering you a variety of services including personalized services and greater convenience to you.
For six months your APR for the Wachovia Credit Card is fixed at 0% on balance transfers excluding purchases and cash advances, though your APR may increase in case your account balance is consistently overdue. The introductory balance transfer APR for the Wachovia Credit Card is available for transfers that are made with the Promotional Convenience Checks included in the Welcome Kit and these must post to the account within six (6) months of account opening in order to receive promotional introductory rate. There is a slightly different system of payment as they are applied to low APR balances at first. Your APR might also change at times as the company reserves the right to change the terms of your account, including APR or fees, at a time they think right or for any reason they deem important.
The Wachovia Credit Card offers you a very attractive purchase rate ranging from 1.99% to 11.99% added to the Prime rate. It enhances your purchasing power and also instills worldwide acceptance of more than 24 locations. What’s more, with the Wachovia Credit Card you can also get your late and overlimit fee waived once every year.
The Wachovia Credit Card offers you personal assistance any time of the day i.e. all your needs are taken care of and you can receive 24 hours assistance from the Wachovia Credit Card Specialists. It also opens your world to a whole new range of possibilities as with the Wachovia Credit Card you have the option to enroll in Wachovia Possibilities Rewards program which is the no fee rewards program of the company enabling you to earn points for every qualifying purchase. If your Wachovia Visa Check Card is enrolled by you in rewards you can earn rewards even faster as you have the option to combine points that are earned on both the cards.
With the Wachovia Credit Card you also get identity protection as your liability for any unauthorized purchases on your card made through Visa network is as low as 0%. You also get the benefit of a fee free overdraft protection to the Wachovia Checking, Savings and the other accounts when your Wachovia Credit Card is linked to them. What more can be desired.
With the Wachovia Credit Card the more you want the more you get as the Wachovia Credit Card service has also collaborated with the FIA Card service which is supposed to provide you with any information about the Wachovia Credit Card and the Wachovia signature loan accounts both online and offline.