Tag Archives: credit cards
The rate of interest and unsecured loans
Taking out a loan is easy but to maintain it over a period of time may be a different matter altogether. Therefore, most of the borrowers search for loans that involve a low rate of interest.
Interest rates are the most significant of all the costs that you pay to acquire a loan. Other charges like arrangement fees, commission, etc., constitute a nominal share of the total loan cost. Therefore, you should go for a cheap loan. The higher the interest rate, the more will be the financial burden on you. Although credit cards are also unsecured since they do not require any security but nonetheless they involve high interest rates.
Unsecured Loans are now easily available on the Internet. You can apply online with all the convenience similar to that of the credit cards. The credit cards are popular only because they are too convenient to get and use. But, in case of unsecured loans, the rate of interest is quite less than credit cards. Slowly but steadily, unsecured loans have established a place of their own in the UK financial market. Now, you can weigh your options before proceeding to spend with the help of credit cards.
Unsecured loans do not require any collateral and also there is very less documentation. This makes them desirable by a huge section of people. If you need quick money but feel embarrassed to ask from a friend, relative or parents then what should be the alternative. Of course, unsecured loans are one of the best solutions for your financial needs. Just apply online and ask for loan quotes from the lenders; compare the quotes; choose a loan plan that is economical and meets your financial requirements.
You have a plenty of reasons to rely on unsecured loans. Whether it is your marriage, educational need or any other expediency, such loans can prove worthwhile.
Chevron Credit Card – A Fantastic Credit Card For Any Gas Guzzler
If you are in the market for gas credit cards, Chevron has some tempting offers that you may want to take a look at.
Do you want to earn 10c on the gallon from all you electronic gas purchases for the next 12 months?…. Yes?…. O.K, you’re in luck. Just apply for the Chevron basic card and it’s a done deal.
To help convince you even more, take a look at the other benefits:
No annual fee Revolving credit terms so you can manage your money better Itemized statements so you can track your expenses
I would love to add a very attractive APR to my tempt list, but the variable rate is 21.25%, which could be deemed as high depending on the APRs on your existing credit cards.
So let’s look at the second offer in the Chevron range and see if I could bring you round.
This card is the Chevron Premium card and there is an annual membership fee of $25, but compared to the benefits you’d realise the fee is quite minimal.
Here’s what you’ll be entitled to:
50% lodging discounts Airline and car rental cash backs Travel insurance 5% – 50% travel savings
The APR for the Premium card is not found on the website, which is unfortunate because I believe in giving you full transparency so that a well informed decision can be made. For now we will hazard a guess that it will not be more than 21.25%
I have one more option to show you which is the Chevron Business Card. As the name suggests, this card is most beneficial to businesses and can be used to purchase most everything sold at Chevron outlets, from tires to snacks.
The benefits to the business owner are:
Enjoy more control over vehicle expenses Lower your administrative costs Simplify budgeting Two different ways you can receive your monthly statements Increase security
The benefits go on and on, if you want to see them all, you can visit