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Cash Advance Quick Money when you need it
When you find you are a little strapped for cash, you may need a cash advance to get you through until your next paycheck. Basically a cash advance is a small loan given to you based on your ability to be able to pay it back. You get a cash advance when an emergency has come up in your life and you really need to handle it on a right now basis. It can also be used when you’ve had to spend a little extra and find yourself running short of immediate cash. A Cash Advance is not a long term loan, rather something that needs to be paid back as soon as possible.
There are many reasons why you may find yourself in need of a cash advance. A lot of people are living paycheck to paycheck these days and it is nothing to be ashamed of. Today’s economy is taking a toll on the regular income earner and with inflation it is easy to become a little short of money. There are also emergencies that can arise such as an illness or an accident that prevent you from going to work for a few days. You may need extra money to cover these days missed. There are many other emergencies that come up in everybody’s lives and it is okay to look for a cash advance when you really need one.
A person that wants to apply for a cash advance should have a stable job with a regular income. You need to have some kind of proof to show that you will be in a position to pay back the loan in a short amount of time. You will also need a bank account so that money can be deposited into your account. You will need documentation for both your employment and your bank account so that the lending institution can see that you are actually in a good position to receive a cash advance. In most cases you also need to be above the age of eighteen years old.
There are different ways to apply for a loan. You are able to do it off-line at different lending institutions, or you can do it online as well. An online financial institution can give you a cash advance on the same day as you apply in most cases. They will need to check the information you have provided, and then they are able to deposit the money directly into your account. Doing it online is quick and convenient, and you will be able to get your money quickly without any hassles.
VA Loans
A VA (Department of Veterans Affairs) loan is designed to assist the heroes who served in our armed forces and helped protect our country. Any retired soldier can obtain VA loans, even if they only served during peacetime. There are several eligibility requirements that you should know about when determining of you are eligible for a VA loan.
Retired soldiers who have served a certain span of time are eligible. The required period of time that you must be enlisted varies depending on whether you were active during peacetime or a time of war. During a war, eligibility is given after 90 days of service, but eligibility during peacetime requires 181 continuous days. Wartime and peacetime are actually defined as certain calendar periods. For more information, contact your local VA. Its important to note that if you were dishonorably discharged, you are ineligible regardless of the amount of time you served.
Some spouses are eligible for VA loans, too. If you are the spouse of a POW or a soldier missing in action, you may be eligible. Also, a spouse (who did not remarry) of a soldier who died while serving, or due to a service related disability, may be eligible. Contact a VA loan official to discuss your eligibility.
If you fulfill the requirements, contact a VA loan organization for a copy of Form 26-1800 (request for a Certificate of Eligibility) and fill it out. You local VA may be able to assist you in finding loans, but they wont respond to requests for eligibility forms. That must be handled through the actual loan organization.
You are also eligible if you are still currently on active duty, as long as you have served the required number of days (depending on wartime or peacetime). If you arent in any of the above categories of eligibility, you can become eligible after serving 6 years on Selected Reserve. This six-year requirement doesnt have to be consecutive. Again, a dishonorable discharge from the Reserves will make you ineligible.