Tag Archives: free

Learning About Cash Back Credit Cards

March 17, 2018   Home Mortgage

Having a credit card that offers cash back or certain advantage always sounds like a good idea. What could be better than getting cash back on all the purchases that you make with your credit card? It sounds too good to be true, doesn’t it?

Well, there are cards that give you free cash, but it is usually only around 1% cash back. However, free money is free money, right? Well, sometimes.

If you like to buy a lot of things in one month, this kind of credit card probably sounds great to you. However, you need to keep in mind that they are not going to give you cash back on every purchase that you make. Even if they claim to give you cash back on every purchase, they will only give you up to a certain amount per transaction. The company also has a strict limit on the amount that they will give back to their customers. If you read the little, bitty print on the form that you signed, you will see a paragraph with their limits in the terms and agreements.

This is another way to try to draw in new customers for these companies. It is a good credit card to have and sounds great in theory, but they will have to check your credit rating before they will give you their card.

Research different credit card companies to see what they are offering. You may be surprised to find a cash back credit card that offers you just what you need and want with a high cash back percentage, few limits on the amount they will give you back, and instant cash deposits when you make each purchase with their card.

What should your decision be? If you have a good credit rating, then this card is a great option for you. Research different card companies – there are cards out there that offer you up to 3% cash back and impose very few limits. If, however, you have a bad credit rating, you may want to find a credit card that will help you rebuild your credit.

Although these credit cards seem like a great thing to have, some companies will need your credit rating to be great too. However, there are credit card companies that offer these cards to people with a low credit rating to help them rebuild their credit. Research all of your options.

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Free Home Grants For First Time Buyers

January 22, 2018   Home Mortgage

There is no better time than now to stop throwing money away in rent and get a first time homebuyer grant to purchase a new home. No one needs to tell you that paying rent is a big waste of hard earned money. When you look at the big picture, all renters are actually paying a mortgage…their landlord’s. With a monthly rental payment being just about as much as a mortgage, why not pay your own mortgage rather than someone else’s?

I’m sure that the common answer to that question is, “Well I would if I could afford the down payment and closing fess”. Well the good news is that you do not have to be able to afford those things to avail a new home. In fact, you will save much more money on your purchase if you can’t. The government has a great deal of money to invest in insuring that all American taxpaying citizens achieve the American dream and own property. They also have a serious interest in preserving the economy and improving the American housing market, so there is no better time to apply for first time homebuyer grants.

In addition to the benefits of receiving free government money to purchase your first home, currently all homes are being sold at dramatically reduced prices far below their actual value. Just buying now can save the potential new home buyer ridiculous amounts of money, possibly up to thirty or forty thousand dollars. Add to this already amazing savings the fact that a first time homebuyer grant can completely finance your down payment and closing fees, you can virtually save in excess of fifty thousand dollars the purchase of a new home or property. If you qualify, which millions do, you can achieve all of this without spending one single dime out of your pocket.

Follow the links below to see how much free government money is available to help you buy your new home, and where to find it.

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