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Five Reasons to Invest in a Home Alarm System For Your Michigan Home
For those living in Michigan, it’s a difficult time for homeowners. With the trouble with mortgage rates and a somewhat tumultuous economy, it seems that everyone is trying to figure out just how to take care of themselves and their families. And because there are so many people in dire straits, the crime rates, particularly where burglary is concerned, have been going up across the board.
For homeowners who want to ensure that their properties are protected as best as they can be, sometimes sticking to common sense home security techniques just isn’t enough. Just as it’s really important to be sure that doors are deadbolted and windows are securely locked, it also makes sense to consider other means for protection, especially in times of particular economic hardship. Here are five different reasons to invest in a home alarm system for your Michigan home. You’ll be surprised to see how many different problems having a bit of extra assistance can handle.
1 – Helping monitor teenagers. Aside from criminals, parents often have the most trouble with their own unruly teens. And the latest alarms make it a lot easier to check up on those who are staying at home unsupervised. From video monitoring within the house to sensors that can be placed on particularly sensitive areas of the interior, like medicine or liquor cabinets, it’s a whole lot easier to figure out what teens might be up to, and to make sure they don’t get into too much trouble.
2 – Safeguarding the health of all family members. With the additional help of smoke detectors and carbon monoxide detectors that hook up directly to the home alarm system, it’s possible to be awakened immediately at night when there’s a problem, and to be alerted quickly and more efficiently than if a store-bought detector was the only factor in play.
3 – Keeping crooks out. This is the most obvious reason that people invest in extra help, and it definitely makes all the difference. Advertising extra help with stickers and signs is only effective if there is actually some security in place, and the investment in even just a basic alarm is enough to deter many criminals, who would prefer to strike houses that are a bit easier to get into.
4 – Maintaining property value. Because taking good care of your home by investing a little bit in some helpful safety features isn’t just good for protecting the contents inside; it’s also something that might help the next time that there is any sort of assessment or value being placed.
5 – Assistance with sick or elderly family members. The right home alarm system does more than just keep burglars out; it helps to keep those inside safer. And one way is the one-touch response system, where a simple necklace alert system being pressed sends EMTs and the fire department in mere moments. A lot more effective than 911, and without the need to reach a phone to dial, too.
Reasons To Invest In Private Mortgages
It seems that no matter where you turn, there are stories of people losing their hard earned investment capital in the stock market due to the poor money management of a trusted adviser.
Although this news can be bleak at times, there are a few lessons that can be learned.
*Regardless of your financial successes, you can lose it all at a moments notice. Therefore, you must stay focused. Keep your eyes on the road at all times.
*Don’t let your emotions, especially greed; convince you to make an investment that does not make sense.
*Educate yourself on the different methods for securely investing your capital. So many would-be investors get swindled out of their money based on investments that have no economic or financial foundation.
*Every investment opportunity should have multiple exit strategies. If there is only one way to profit from an investment, then you will always be limited.
The moral to the story is that you have to be proactive and take control of your investments. It is ultimately your responsibility to ensure that your capital is invested in safe and secure opportunities that will also provide you with above average returns. The stock market is unpredictable and offers little control after an investment has been made. However, those who are looking for a better alternative have begun to flock to the real estate market by investing in private mortgages.
As a Private Lender, you will be financing investment properties with your own private capital (or that of your IRA). This allows you to become the bank and invest your capital in loans that are secured by real property. These investment properties also add a level of security, generally with at least a 30% equity position in the property.
The Benefits of Becoming a Private Lender
As a Private Lender, your capital is protected by a mortgage on the investment property which is no more than 70% of the after repaired value of the property. This allows you to have an adequate means to recoup your investment in the event that the borrower defaults on their payments.
To a certain degree, this form of passively investing in real estate is hands-off and stress free. As the lender, you simply enter into a loan agreement with the borrower and collect your monthly payments and/or capital gains.
Conceptually this investment strategy is very simple and straight forward. If you finance $ 70,000 for a property that is worth $ 100,000 after repairs are completed, you will receive a pre-negotiated interest payment, normally in the 8% – 12% range. You immediately know what returns you will make on a particular deal and best of all your investment is secured by the real estate.
In order to succeed as a Private Lender, you will need the following:
*Access to experienced real estate investors
*The capital to finance the properties they are attempting to purchase
*A team of professionals that will help you to close your deals quickly and ethically
You investments should be working hard, so you don’t have to. Begin to take control of your financial future by investing in private mortgages and watch as your capital grows.
For more information on Private Lending, please visit www.privatemortgagesnow.com.