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Unsecured wedding loans-Easy Finance for a Special Big Day
The worst thing in someones life would be when he would have to make compromises on his wedding day. A wedding is such an event that happens one in lifetime. Hearts sink to see such a person who is making his wedding preparations, falling short of funds. Apply for Unsecured wedding loans and get credit without giving a guarantee against it.
One does not want to leave any stone unturned to his wedding an unforgettable affair for all. One wants to make such arrangements that would make his partner happy and the both would live happily ever after. With the help of unsecured wedding loans, one can arrange credit in the range of £1000 to £25000 whose repayment can be done in the time duration of 1 to 10 years.
The borrower can do a lot of things which are on his priority list after he gets this finance. Buy a designer wedding dress, a solitaire for your mate, get wedding cards printed, book caterers, book a place for the reception and so on.
This finance is comes without any kind of risk factor for the borrower as this aid is collateral free. Tenants who do not have a property of their own go opt for this choice. As well as homeowners who do not want to put their asset like home, socks, cars or jewellery at risk can also go with this alternative.
Since there is no guarantee, the lender is doing a risky deal; he may charge a slightly higher rate of interest. Therefore, it becomes mandatory for the borrower to consider his repayment capacity before applying for the finance.
Faxing and documentation that is required by the money lenders is also not excessive. The process of money lending is fast and easy.
A poor credit person can also apply and get rapid funds without wait. Stained conditions like payment overdues, arrears, insolvency, late payments, CCJs, IVA etc are not a trouble for either the money lenders or the borrowers.
Futureproofing Your Finances: A Graduate's Guide (Page 1 of 2)
With every passing year, employers place more and more importance on the ‘right’ degree, even for entry-level positions, so it is little wonder that more school leavers than ever before are choosing to continue with Higher Education.
Since the UK government abolished means-tested maintenance grants in 1998 and introduced tuition fees soon afterwards, the cost of getting a degree has increased exponentially, with an alarming proportion of new graduates leaving university tens of thousands of pounds in debt. The future looks bleak for the current generation of graduates. The ‘job for life’ has become the stuff of legend, and state pensions are at risk of being phased out.
It’s easy to put off getting your finances properly on track, especially if you’re working full-time and managing to keep your head above water, but those loans and overdrafts that were so easy to get when you were a fresh-faced eighteen-year-old need to be dealt with now if you want to enjoy a decent lifestyle by the time you are middle-aged.
We’ve identified some of the key things you can do to get on the road to financial freedom as soon as possible.
Make a plan
List your short-term and long term life goals. Do you want to be able to afford a new car or invest in property? Start a business? Get married or have children? Having a rough idea of the direction you want your future to take will provide the framework on which to base many important decisions.
Kill your debts
This one is vital! As long as you owe people money, you will feel like they own you. If you have outstanding student loans, bad credit cards, unpaid bills or similar debts, ignoring them will only make them grow bigger, and if all you can afford to pay is the minimum charge every month, all you will be doing is paying off interest without ever repaying the original loan. It’s important to break out of the cycle of debt, but it can also be a very daunting prospect, especially if you are being harassed by many creditors. If you can’t find enough hours in the day to organise repaying your debts properly, or simply feel you don’t know where to start, it’s worth finding a personal debt management firm to help you get back into the black. As long as you are in debt you will not be able to save any money, which brings us to:
Start Saving Now
We’re not saying that you shouldn’t spend money on consoles, new stereos and so on but at least make sure you put aside 10% of your salary in a savings account for use in future emergencies. We don’t want to sound fatalistic, but there will always be future emergencies!
Cut Day to Day Expenditure
The internet offers hundreds of ways to save on all manner of products and services. There are price comparison websites, sites that collect discount voucher codes that you can use when ordering all manner of things online, from new PCs to take-away pizza. If you find a voucher online that saves you some money, put that money into your savings fund as well. Sites like MoneySavingExpert are dedicated to helping consumers claw back as much money as possible from the corporations.