Tag Archives: market
Sell Your House Quickly Using Seller Financing
The sad fact of the matter today is that the vast majority of real estate listings expire, and many houses go unsold. One of the key reasons for this is that there are many great houses on the market, yet not so many good buyers for them. The market for house sellers is very competitive. And anything that you can you can do to make your house more unique than your competitors will help you.
One way to make your house more unique is to offer seller financing. When you offer your house using this kind of financing your house tends to stand out from the crowd, much more than if you dont. In addition, by offering seller financing the number of potential buyers for your house goes way up. Thus, allowing you to sell your property much faster.
Also, today many sellers, in an effort to sell their property, are forced to reduce their selling price substantially. However, by offering seller financing you can usually get your asking price or very close to it. Prospective buyers of your property will pay more for premium seller financing for a variety of reasons.
One reason is that they will have less closing costs. With a traditional lender they would have to pay all of the associated points, lenders fees, and a lot of other lenders nonsense fees. But with seller financing the closing on the loan can take place in matter of days, without all the lenders reviews, committees, red tape, hassles, and paperwork.
And since you are in actuality loaning the buyers the money to purchase your house, they will be making their payments directly to you on the private note you created by using seller financing. And, if you ever tire of collecting those payments or you ever need money for an emergency or other reason. Then you can always sell that note or part of that note for a lump sum cash payment.
Indeed, to sell your house quickly in todays competitive buyers market you must have a competitive edge. There are just far too many great houses out there, and not as many good prospective buyers. Yet by offering your house with seller financing this will give you just the competitive edge that you need to sell your house quickly.
Berwyn J. Kemp is a consultant, for more information on selling your house read his special report titled How To Sell Your House Fast at: www.bkemp100.tripod.com, NOW!
Cheap personal loans Easy on your pocket
The main purpose of personal loans is to help those who are in dire need of money. Generally, people borrow money when they run out of it or find themselves in financial paucity. In such a situation, expensive personal loans will very much defeat the purpose of personal loans. Borrowers with latest market information know that cheap personal loans are available in the market and they only need to explore the available opportunities.
A market research on the consumers borrowing patterns reveals that one in every three consumers shop around before taking out a personal loan. Also, those shopping for cheap personal loans turn to smaller lenders. Some lenders offer cheap personal loans against a security to be given by the borrower. The security works as a guarantee for the loan amount and, thus, minimises the lenders risk. The lender with lower risk in the transaction can easily afford to give cheap personal loans to the borrowers.
The general reasons for taking out cheap personal loans include financing a car, consolidating your debts, making your home beautiful, going on holidays, etc. With the changing lifestyle and buy now, pay later concept in place, many borrowers have started taking out personal loans even for their day to day requirements, like filling gasoline, purchasing store items, paying tax liability, etc.
By 2011, the personal loan market in UK is expected to grow further by 19 per cent. The role of lenders including banks and online private lenders will be significant. The online market in UK is already well developed with a lot of lenders offering cheap loan deals. Different loan plans are there in place for differently situated people. Cheap personal loans take up a considerable size of the financial market. So, whatever your need is, you can rely on cheap personal loans. These loans will help you in almost any condition.