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Oil and Gas Leasing

We may not think much about it because generally they are both under the same category as mineral rights leasing. But oil and gas leasing are actually different from each other.

The first obvious difference would be concerning their forms. Gas, unlike oil which is liquid, is first processed from its gaseous state and liquefied for transport. For the transport a network of pipelines is used. The liquefied gas is transported from its well and passed through a natural gas pipeline. This is because gas is not always used in the area where it is found. A network of pipelines had to be made as a means of transport.

Natural gas can either be intrastate or interstate. It is called intrastate gas if it is produced and consumed in the same state. If it has to be transported from one state to another then it is considered as interstate gas. Interstate gas is federally regulated.

For oil or crude oil, local refineries are often used. So there is not much of a transport issue when it comes to oil production, consumption, and leasing.

The different means of transport for oil and gas would create a significant difference in oil and gas leasing. Transporting gas along the pipeline means a more solid capital investment. The price and demand for gas is also influenced by the season and need for natural gas. This makes gas leasing much harder to regulate and measure than oil leasing.

The gas sales contract is also a factor in gas leasing. The price of gas was first regulated by the federal government. During this time, gas contracts were held with long-term commitments and the contracts could last as long as ten to twenty years. As time went by, the contracts became much shorter in duration, due mainly to the deregulation of the gas prices. Oil leasing, on the other hand, do not suffer the strains that gas leasing has to undergo since it has never had the same regulations as gas. The transport of oil to local and regional refineries also did not prove as troublesome as the transport of gas did.

Regarding royalties, it is easier to to offer royalty with oil leasing. Oil royalties can be paid in either oil or cash. The owner of the land can opt to receive oil from the oil company and market it himself. Most owners, though, still go for oil royalties in cash at the posted price of the oil.

This is not so for gas royalties. Gas royalties are usually paid in cash. This is because gas is more difficult to offer a royalty due to its gas-to-liquefied state. Its volatility makes cash the best option for landowners.

The price of gas is also difficult to give a solid value to because of the fluctuating markets for gas. Many landowners would go for gas royalty in market value, and ensure that the gas royalties are paid in cash.

Despite their differences, oil and gas leasing terms for the royalties can be negotiated in a similar way. Land owners can specify separate royalties for oil and gas production, and they can put in a due date for the receipt of royalty payments. They can also put in an interest charge for late payments.

How To Get Accepted For A Personal Loan?

A personal loan is a loan that you can get for any particular reason. You can do with the money whatever you want. Whether you want it to consolidate your debts, buy a new car, fix up the house, or take a trip – that is up to you to decide. Here are some things you need to know about how to get a personal loan.

Two Kinds

Personal loans come in basically two forms – secured and unsecured. The secured form of a personal loan means, like most loans, that you could lose the item if you do not make the payments. Security is usually in the form of a house, but a car will usually work, too, for a smaller loan. Having security for a loan will usually mean that you can get a larger loan and a much better rate of interest. This is the best kind of personal loan to get.

An unsecured loan means that you give nothing in the form of security for the loan. Since it also means a greater risk to the lender, this type of loan usually means higher interest rates, and a shorter time for repayment.

What Is Needed

In order to qualify for this type of loan you will need a couple of things. The lender is not going to loan money to anybody who walks in off the street. So, besides the usual identification requirements, you will need proof of employment like a recent paystub, and a rather good credit rating – in most cases.

Now, however, quite a few lending institutions are giving out money even to people with bad credit. Some, even offer in their advertising to extend credit to those with bad credit – and without a credit check! You can be sure, though, that the interest rates are high, and that this type of loan is probably not in your best interest. Many lending institutions do not offer this type of loan because of the risk involved.

Be Sure To Compare

When getting your personal loan be sure to take the time to see what a few other companies might offer you. You can do this very easily over the Internet. You will want to compare not only the interest rates and size of the payments, but also any other features the loan may have. Also, be sure that you can pay the personal loan off early, if possible, and have a reduction in interest (some loans do not allow this – such as a payday loan). In order to properly understand what you will be paying, you may want to compare it to a secured loan, too, if you are thinking about getting an unsecured loan – and you will see quite a difference.

Use It To Better Your Credit Rating

A personal loan will effect your credit rating, too. So, if your credit is not in the best of shape, you can improve your rating by how well you pay off this one. Ideally, you will want to make every payment on time, and for the full amount of the payment. If possible, add a little extra to each one, too, in order to get it paid off early.