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Car Leasing Online: Is your dream car a few clicks away? (Page 1 of 2)

Car leasing online offers are an attractive alternative to traditional car leasing, offering many financial rewards in addition to the same maintenance benefits.

How many people do you know who have taken out a lease on their latest car rather than the traditional route of purchasing from a dealer or through private sale?

The chances are if you lived in the USA a good number of your family, friends and co-workers would have opted for a ‘car leasing’ arrangement, also known as contract hire. Car leasing has been popular for many years in the States and recently has become a phenomenon in the US motoring industry, now accounting for around one in four cars on the road.

Driving towards a UK car leasing revolution The UK car market has been slower to act but finally it seems that the benefits are getting through and it looks like we are on the brink of an explosion in demand for leased cars. The growth potential is huge – latest estimates reveal that only around one percent of cars are covered by leasing deals in England, Wales, Scotland and Northern Ireland.

As scores of new car leasing/contract hire companies emerge and compete to gain early market share and establish their customer base, the UK public is being presented with an incredible opportunity to drive a great car for a really superb price.

Car leasing: take the road less traveled The appeal of car leasing is down largely to the fact that through leasing it is possible to get behind the wheel of your dream car without paying out a fortune.

If you love cars but your aspirations are bigger than your budget, it could make perfect sense to take the less conventional route of leasing. With traditional purchasing, you need a large lump sum and as soon as you buy a new car the dreaded depreciation begins. Within a few years the vehicle’s value has plunged, which can make selling it on a real pain. As a result, drivers often stick with the same car for many years, despite longing for an exciting new drive to rev up their life.

With a leased car, depreciation is the contract hire company’s problem – and you can relax behind the wheel with a stress-free, low maintenance experience. There are many additional benefits to car leasing, which are all contributing to building the early market. Here is a round-up of the key reasons why leasing is often better than buying:

– Drive down the payments: The monthly payments with car leasing are usually much lower than with typical car purchase loans – Stay in the fast lane: Keep up with the latest trends in car design and manufacture by moving to new models much more often – Appreciation, not depreciation: Cars can often be leased for less than the cost of the depreciation to a new car, so you can enjoy the fact that you don’t own a declining asset – Throw away disposal costs: At the end of the lease, you just hand the car back, and don’t have to worry about cost and hassle of selling or scrapping – Take control of your money: With leased cars, no large lump sum cash payments are required so your money is not tied-up in one purchase – Be free and easy: There is no need to negotiate with mechanics over repairs, deal with maintenance bills or road tax, as these should be the responsibility of the contract hire company.

Business Start Up Loans – Get Instant Beginning In A Trade

Starting a new business simply implies that you must first have a good amount of funds in your pocket. Requirement of funds is not only for one time beginning of the trade but thereafter also the financial need often arises for various business purposes. Business starts up loans are especially carved for the purpose of providing the funds for up coming new trade.

Your new business may not be having a credit record yet. So, your personal credit report will play a role in taking out these loans. The lenders will study the report for assessing the risks involved in dealing with you. Hence, get copies of the report free of cost and check it for any errors in it and then apply for the loan.

If your credit history is risky due to cases of late payments, arrears, defaults and CCJs, it would be advisable to first pay back old debts and apply for the loan after some improvements in your credit record.

Business starts up loans are for both the homeowners and non-homeowners. For homeowners, these loans are available as secured loans against the borrowers’ valued asset like home or any other property, depending on the loan amount. So, you can borrow any greater amount depending on value of collateral. Collateral allows for borrowing the loan at low rate of interest and repayment also is convenient in the range of 5 to 30 years.

The unsecured loan for starting a new business does not require collateral but interest rates will be set a little higher. Only smaller amount of loan will be approved and its repayment will be in short-term of few months to 15 years, depending on the loan amount. This loan can be availed by both the homeowners and non-homeowners for any business purpose.

And in the last, we must advise you to first compare various offers of business start up loans on websites of the lenders. See which offers are suitable to you in terms of lower interest rates and fewer additional fee charges. Read the terms-conditions minutely and ensure that that the lender has revealed the entire fee charges prior to signing the deal.