Tag Archives: number

Aircraft Financing – Best Available Solutions For Individuals

Flying has represented a hobby which many people have made an investment of an important amount of money into, in order to enjoy. All these individuals make investments in any other classes such that they could take the time to gain licensing for these crafts. They then pay other people in order to gain access to the usage of various aircraft, in order to accumulate miles of flight. The possibility of owning your very own aircraft has eluded many individuals, due to the difficulty of identifying the risks that exist with aircraft financing. While pursuing this possibility for yourself, its important to make out the main solutions individuals can turn to, when looking to purchase their own aircraft.

Solution One: Personal Investment

The primary solution a large number of individuals would prefer to avoid is found with pursuing aircraft ownership through personal investment. This traditionally doesn’t indicate the best aircraft financing opportunity, since you are utilizing your very own personal funds to spend a tremendous amount of money, so that you can make investments in your own aircraft. This is an objective that a very few number of people can achieve and even those who could are hesitant when it comes to the high costs related with aircraft ownership.

Solution Two: Seeking Corporate Sponsors

The very next solution that an individual could look to take a good advantage of is found with seeking corporate sponsors. On many occasions, a corporate entity would like to take advantage of the possibilities that exist with aircraft travel and even the services of a trained professional. Making use of a corporate source of aircraft financing, would allow you to find a relatively affordable solution to investing in a craft but would ultimately leave you with the responsibilities of being a pilot rather than an aircraft owner.

Solution Three: Seeking Bank Loans

The next subsequent solution is found with pursuing bank loans. It’s one of the most frequent options that individuals pursue when trying to find aircraft financing. While representing a traditional resource, this pursuit has a huge number of cons that are associated with it. It becomes the responsibility of the individual so as to prove to the bank, why providing you with this money will be a sound investment as well as you’ll even be subjected to high interest rates, that will only further increase the entire cost of your aircraft.

Solution Four: Utilizing a Broker

One of the best scenario an individual could take a good benefit of, is found with utilizing a broker in order to secure their aircraft financing. The hiring of these individuals will allow you to take advantage of a finance professional who’ll be dedicated to finding you the best opportunity, when it comes to saving money on your aircraft investment.

What Are The Benefits of Prepaid Credit Cards?

Prepaid credit cards have become all the rage lately as these cards provide a valuable financial transaction service that many people have long since needed. Essentially, prepaid credit cards are not credit cards at all because they do not extend credit. That service is the ability to use a debit card wherever credit cards are accepted. Instead of advancing credit charges one draws from a finite amount of deposited cash. Now, some may consider this a somewhat unnecessary service, but when one examines the benefits of prepaid credit cards it becomes obvious that these cards have a great deal to offer.

For starters, prepaid credit cards are a great way to protect oneself from fraud. While we would all like to assume that the world is made up of honest people, it is not. As such, there have been a great number of instances where people have been defrauded of their credit card funds. This happens often online as a number of less than reputable sellers operating out of seemingly unknown locations in the world rip people off for their credit card information. Considering the following common scenario: a person finds a website selling used books and makes a purchase using credit card information and when the credit card statement arrives it is discovered that the $5 book purchase led to $2,000 of purchases with the provided (and compromised) credit card information. Now, a prepaid credit card would be quite beneficial in this instance or in any instance where one is purchasing from an unknown vendor. For example, one could keep a very minimal amount on the prepaid card (say $20) so that if it is compromised the losses will be minimal and the card can simply be discarded.

Also, these prepaid credit cards are the same as using cash to pay for items without having to carry cash around. This can provide a safety net so to speak if the card is lost or stolen. For example, if you record the account number of the prepaid card and the card ends up being lost you could quickly transfer the balance of the card to another account. This way, no money is lost. Now, if a wallet full of cash was lost then…oh well…it is gone forever. As such, the ability to replace cash with an alternate means of payment is always a huge positive particularly one that also has a threshold limit of spending much lower than a credit card as a lost credit card can prove even more calamitous than lost cash.

Another aspect of prepaid credit cards that is supremely beneficial is the fact that these cards are based on a finite amount of money as opposed to advancing money on a borrowed basis. For some, there is a lack of desire to amass credit card debt, but the need for a credit card in the modern world is generally unavoidable. Additionally, there will be those individuals who would like a credit card but for a number or reasons they are turned down due to bad credit, lack of credit, etc. In regards to these problems, these prepaid credit cards come in handy as they provide a solution to such a dilemma.

As one can see, prepaid credit cards have a host of benefits that speak volumes for the value of these cards. So, if worries about lost or stolen cash or credit cards, overextending oneself on credit or simply wanted to avoid the complexities of applying for a credit card, prepaid credit cards provide a simple, safe and sane solution. What better of an endorsement could one ask for than that?