Tag Archives: personal loans

Unsecured personal loans: A better alternative to credit cards

Plastic money is not only convenient to use but people also feel good when using it. The downside is that the credit card companies charge a very high interest rate in case of credit cards. If you want to enjoy the benefits of unsecured finance without having to pay high interest rates, you can look for some other better choices. Unsecured personal loans are one of them. Like credit cards, these loans also do not require any security and you are free to use the loan amount in any way you want. The biggest advantage is that the interest rate is quite lower when compared to credit cards. So, you may consider switching to unsecured personal loans to gain some advantage.

Unsecured personal loans are very much popular in the UK financial market. According to the results of a research carried out by a price comparison service site, many British women have become reliant on unsecured finance in order to fund their spending. The research reveals that women in Britain have unsecured loans amounting to a whopping twenty billion pounds, and this is apart from a further four and a half billion pounds outstanding on their overdraft facilities. It was observed that the British women use the major part of their unsecured funding for shopping, fashion and beauty.

Online lending has added another feather to the already competitive UK financial market. Now, people prefer taking out loans through online channels. They do not have time to personally meet various loan officers from different companies to get a loan. It is easier for them to apply with a reputed online broker, who can give them a number of options (loan plans) to choose from. There are many lenders who provide unsecured personal loans at competitive rates. So, if you have made up your mind you can contact them online and get some of the best loan deals available in the market.

Loans 360 – Flexible Rates Designed For You

Applying for personal loans with a traditional bank means that they will look at your credit. If you have a low credit score, they will either turn you down or they will charge you very high interest rates. At Loans 360, the whole process will be different because there will be no credit check. A borrower’s future earnings are at the forefront of our minds.

Our personal loans were created just for people who have had financial difficulties in their pasts. We want to help people like you who don’t have the best credit but are in need of a little money to help pay the bills. If you have a low credit score, don’t hesitate to apply for a loan with us; we aren’t here to judge, we want to help you.

We have made it so that you can begin the loan process in whatever way makes you feel the most comfortable. If it would be better to come into one of our offices, you may do that. But if you would like to receive one of our online personal loans, this option is open to you, too. Either way you choose, applying for a loan with us is fast and easy and always done in the friendliest manner possible.

When you receive personal loans with us, you will have an interest rate that gives you payments you can easily afford. We won’t charge you anything upfront; you will be able to fill out our application for our online personal loans or in our store without worrying that you will be presented with a bill. We will even tailor your payment plan toward your unique situation ensuring that you will have the best chances of repaying your loan.

The application won’t take you long to fill out. You will just need to give us some personal information such as name, address and phone number. Some of the other questions pertain to your financial obligations such as your monthly house payment and your monthly income. After we have received the application, we can quickly begin the process to loan you the money you need.

Our online personal loans can be so fast because these loans are unsecured. When a loan is being secured by some sort of collateral like a house or a car, the process takes much longer. By adding in the credit check, it can take weeks before a bank can approve you for a loan. By applying for a loan with us today, the process can take as little as one business day to complete.