Tag Archives: personal loans
Online Personal Loans Made Easy
Obtaining a loan can seem an impossible task, especially in today’s poor economic climate. More and more lenders are effectively shutting their doors to individuals who believe they are qualified for unsecured credit. At Loans 360 the goal is to give the customer the benefit of the doubt, and to this end they invite everyone to apply. Regardless of past credit problems, possible income restrictions or the amount of personal debt, Loans 360 may be the answer for those seeking a nearly 100% approval rate, desire fast secure friendly service and want to complete their application online. Loans 360 is here to help!
Good People With Bad Credit
Personal loans made through a traditional bank are difficult to get because of the many restrictions that have to do with income, credit score and history, accumulative debt and the endless red tape. It’s no wonder that many are actually avoiding the application process altogether for fear the stress will be too great and the end result will be denial. However Loans 360 approaches the financial loans process somewhat differently. They are in a position to offer unsecured funding for personal reasons, automobile, home and even debt consolidation. Instead of using only the applicant’s credit history as the determining factor, they take the time to examine the person’s individual situation. All too often other lending institutions forget that the credit problems of the past are not necessarily the applicant’s fault. At Loans 360, customers will receive an honest review of their application, learn about the various repayment options and flexible terms, and will be in contact with specialists that truly care about each and every unique situation.
Fast Approval With Online Personal Loans
The application procedure is lightning quick and can be completed in just a few minutes from a home or office computer. The variety of loans is equally impressive and customers can choose the package that best fits their needs. Loans 360 has financial aid for students, first-time homeowners, can compete with other lenders for the best rates on auto loans and can offer professional advice for those seeking to consolidate their debts into a single monthly payment. All this can result from the completion of the handy online form at www.loans360.org.
Be Prepared For Approval
Another wonderful reason to check out the online personal loans from Loans 360 is the speedy customer service that is given. Customers will not have to wait around for weeks, wondering if anyone is actually looking over the application. Those in need of financing need their money today, not next month, and it is the goal of Loans 360 to deliver the best loan package possible and do so immediately. Although the structure of financial loans varies from one approval to another, customers can rest assured that Loans 360 strives to make possible a repayment plan that actually fits the budget of the applicant.
Don’t let personal loans become personal groans. Apply today and receive courteous, friendly – and best of all rapid – service from the experts at Loans 360. Their commitment to connecting customers with the best loan package on the market is their one and only objective.
Personal Loan Insurance
A personal loan is a great opportunity to have the funds to consolidate your debt, take a college course, repair your car, or even take a vacation. Personal loans can be secured or unsecured. Secured loans are much riskier because they involve providing the lender with collateral to ensure repayment of the loan. If you fail to meet that repayment, the lender will legally own your property, vehicle, or what ever asset you used to secure the loan.
Personal loans offer plenty of opportunity for individuals to improve their overall financial situation if the funds are used in conjunction with good money management skills. However, we all know things take place in life that we have no control over including death of a income source for our household, losing employment, or medical issues. These circumstances can all affect our ability to repay a personal loan. If that loan is secured, then you will lose your asset tied to it as well. To protect yourself from such horrible possibilities, consider purchasing personal loan insurance.
Personal loan insurance is the best protection you can have for repayment when the plan you outlined to cover the loan develops unexpected bumps in the road. The cost of such insurance varies, and is generally determined by the outstanding balance of your personal loan. The type of personal loan insurance coverage you choose will also affect the premium. However, this insurance can offer peace of mind for borrowers, especially those who have a secured personal loan.
There are three types of personal loan insurance coverage to choose from. The specific dollar amounts of coverage will depend on the laws in your State and the dollar amount of your loan. It is important to discuss personal loan insurance with any lender you are considering pursuing a personal loan with.
Personal loan death insurance will pay up to a certain dollar amount in the event of the death of one of the individuals on the loan. In the event that the personal loan only had one persons name on it, then the loan balance will be paid in full up to the maximum dollar amount. Most personal loans only have a maximum loan amount of $15,000 however it is not uncommon for individuals to take out more than one personal loan.
Disability Plus personal loan coverage is the coverage most often purchased for personal loan protection. It will pay your monthly personal loan payments up to a certain dollar amount. In addition you will receive a cash payment of a percentage of your loan amount each month to help you with the cost of living expenses.
Involuntary Unemployment Coverage Insurance for personal loans is very popular. This type of insurance will pay up to a certain dollar amount per month in personal loan payments for up to a set amount of months.
Personal loans are a great financial tool when used properly. Personal loan insurance is a very responsible invest to help ensure your payments will be made regardless of medical issues, unemployment, or in the event of death. The insurance is especially important for individuals with a secured personal loan. Not only with their credit be negatively impacted, but they will lose valuable assets that are tied to their personal loan.
Personal loan insurance is very affordable and can often be purchased through the lender. It is important that you educate yourself in the area of personal loan insurance and inquire about it at the time of looking into such personal loans. Most lenders are more than happy to discuss this option with you as it further assures them they will receive the funds you borrow.