Tag Archives: points

AMEX Platinum Business FreedomPass Credit Card – Financial Independence for Small Businesses

Compared to other credit cards, as well as other American Express Cards, the American Express Platinum Business FreedomPass credit card actually gives you “freedom”. Though its interest rates are marginally higher, yet the freedom to use as many of the points earned whenever you want, wherever you want and on whatever you want sets it apart form the rest.

The AMEX Platinum Business FreedomPass also gives you the benefit of carrying a balance from one billing period to the next which you might not get in other cards.

The advantages of the AMEX Platinum Business FreedomPass credit card are multitudinous. To name a few, if you are an AMEX Platinum Business FreedomPass program member you will enjoy the benefits of a point based reward program without any additional charge. In fact, you will be awarded 5000 bonus points after your first purchase with the AMEX Platinum Business Card.

The point based system allows you to redeem for savings on any flight, hotel, car rental or cruise and any other travel expense imaginable. If some points could not be used, for your convenience they can easily be converted to cash rebates. There are no blackout dates and no travel restrictions with the AMEX Platinum Business FreedomPass credit card as there is no such thing as the expiry of the reward points.

You don’t have to spend a hefty sum in order to gain points; you are awarded one point for every dollar spent by you. Points can only be redeemed towards a purchase in 7500 increments, which is equal to a credit of up to $100, and they must be redeemed in a single request.

You don’t have to pay any annual fee and there is 0% intro APR for 12 months. The AMEX Platinum Business FreedomPass also has one of the lowest annual percentage rates of 12.99% for purchases on the cards where the balance does not accrue.

Paying the bill with AMEX Platinum Business FreedomPass is a cakewalk. You are spoilt for choices here, you can pay the bill in full each month or you can carry over the balance to the subsequent months. Using the Platinum Business FreedomPass is free of hassles and completely safe even if used for online purchases. You can track card spending and also get account alerts among the other benefits.

For recurring expenses like your wireless phone bill and insurance payment, you can use the card to automatically pay these routine charges which will appear on your billing statement. What’s more, you can pay them with one check instead of several and your AMEX bill pay is fee-free. To make you feel special the customer care is always there for you.

To add to the privileges AMEX Platinum Business FreedomPass credit card allows you to cash personal checks at more than 2200 American Express Travel Service Station locations, up to $ 10000 per account every 30 days and you may get up to $ 500 in cash and the balance in American Express Travelers Checks and if the card is lost it is replaced sometimes in as little as 24 hours.

Computer Equipment Leasing- An Attractive Means of Acquisition

Living in the century that is tech savy and where technology changes so quickly that as soon you uncrate a brand-new computer or printer, it’s probably obsolete. To avoid obsolescence is just one of the many advantages to leasing. Computer equipment leasing is a very attractive means of acquisition with everybody in the business. It offers a simple and economical way for your company to keep up with the latest technological trends. Also buying new technology every time is not possible and you can soon run out of pocket. The alternative that works for everyone is equipment leasing.

You can always have the most up to date computer equipment with leasing and when the lease contract is over, better equipment can be leased again. Computer equipment leasing requires only a small initial investment. It is a great choice if you’re facing an urgent technology need and don’t have the cash on hand. You can have 100% finance for leasing with tax deductible plans. You will have fixed monthly payments that preserve your cash and bank lines. Technology graveyard has engulfed the companies these days. Somewhere down the line their property is filled with old hardware. With leasing, however, when the contract is up, you simply return the obsolete equipment to the vendor instead of storing it in your warehouse or back closet.

You should know four points before you choose equipment leasing:-

1.Know your computer needs and compare them with your financial status and projections in order understand the true costs of leasing. 2.Consult with a tax accountant or find information on your own for the tax implications of leasing. 3.Find and make a deal with a vendor who is willing to lease the equipment to you for the time you require it at a price you can afford and are willing to pay. 4.Before you sign the contract, know all the costs involved including the security and hidden costs. Your security amount should be mentioned in the lease contract as well as the terns under which it will be returned after the contract is over. Fill out the lease agreement form, sign it and get a copy of the signed agreement for your records.

Points to Remember

The equipment can become obsolete in just 3 or 4 years or sometimes before that also. You can easily expand the lease or replace the equipment in the mid of the contract. You does not owe the responsibility of the equipment. A better option to rent that has tax implications and other financing.

Search ans talk to several equipment leasing providers to compare prices and contract stipulations.