Tag Archives: reasons

Reasons To Invest In Private Mortgages

January 17, 2018   Home Mortgage

It seems that no matter where you turn, there are stories of people losing their hard earned investment capital in the stock market due to the poor money management of a trusted adviser.

Although this news can be bleak at times, there are a few lessons that can be learned.
*Regardless of your financial successes, you can lose it all at a moments notice. Therefore, you must stay focused. Keep your eyes on the road at all times.
*Don’t let your emotions, especially greed; convince you to make an investment that does not make sense.
*Educate yourself on the different methods for securely investing your capital. So many would-be investors get swindled out of their money based on investments that have no economic or financial foundation.
*Every investment opportunity should have multiple exit strategies. If there is only one way to profit from an investment, then you will always be limited.

The moral to the story is that you have to be proactive and take control of your investments. It is ultimately your responsibility to ensure that your capital is invested in safe and secure opportunities that will also provide you with above average returns. The stock market is unpredictable and offers little control after an investment has been made. However, those who are looking for a better alternative have begun to flock to the real estate market by investing in private mortgages.

As a Private Lender, you will be financing investment properties with your own private capital (or that of your IRA). This allows you to become the bank and invest your capital in loans that are secured by real property. These investment properties also add a level of security, generally with at least a 30% equity position in the property.

The Benefits of Becoming a Private Lender

As a Private Lender, your capital is protected by a mortgage on the investment property which is no more than 70% of the after repaired value of the property. This allows you to have an adequate means to recoup your investment in the event that the borrower defaults on their payments.

To a certain degree, this form of passively investing in real estate is hands-off and stress free. As the lender, you simply enter into a loan agreement with the borrower and collect your monthly payments and/or capital gains.

Conceptually this investment strategy is very simple and straight forward. If you finance $ 70,000 for a property that is worth $ 100,000 after repairs are completed, you will receive a pre-negotiated interest payment, normally in the 8% – 12% range. You immediately know what returns you will make on a particular deal and best of all your investment is secured by the real estate.

In order to succeed as a Private Lender, you will need the following:

*Access to experienced real estate investors
*The capital to finance the properties they are attempting to purchase
*A team of professionals that will help you to close your deals quickly and ethically

You investments should be working hard, so you don’t have to. Begin to take control of your financial future by investing in private mortgages and watch as your capital grows.

For more information on Private Lending, please visit www.privatemortgagesnow.com.

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Three Reasons to Get Cash Loans

January 4, 2018   Loan Tips

There are actually as many reasons as there are loans for why people seek them. Its different strokes for different folks, but there are basically three important reasons why cash loans are the way to go when the need arises.

First, the amount one can borrow is proportionate with the purpose of the loan. Many people are daunted in applying for a big amount of loan when all they need is a few bucks just so they can make ends meet till the next payday comes. Cash loans offer quick cash in amounts that are just enough to cover one’s sudden financial crisis. With this, borrowers are given a fair amount of needed cash with interest rates that won’t drive them up the wall. Small amounts of cash borrowed will be enough to cover one’s financial dilemma; however, it is not a large size that will cause the borrower huge debt problems.

Second, applying for cash loans is convenient and fast. Many lending companies are well aware of the fact that most borrowers seek them out to apply for a short-term loan during times when financial emergencies happen like hospitalisations, immediate home and car repairs or other unexpected situations where borrowers are left with no spare amount to spend. That is why many lending firms have also gone online. This technological advance has provided borrowers minimal time and effort in applying for a loan besides gaining the advantage of not going trough the tedious motion of filling out lots of paperwork.

Third and lastly, cash loans provide borrowers a chance to gain financial freedom. Unlike the more typical notion of loans, companies that offer cash loans give their borrowers a chance to recuperate from outstanding debts by allowing them to borrow only a minimal amount of money. Cash lent to people who apply for cash loans are intended to help them augment expenses when cash crunches comes and their next paycheck is still a week or two away. Cash loans are unlike other types of loans offered by banks where customers are tied to pay incurring monthly interest fees for quite a long time.

There are many reasons why many people get a fast cash loan, but these are the primary ones that keep new borrowers coming in. In times of financial dilemmas and with the global financial and economic crisis just ebbing, the last thing people would want is a loan that would put them under more debt for a longer period of time. Cash loans can truly come in handy for those who are short on the budget and have a sudden need for cash but are not allowed the time and space to apply for a bank loan.

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