Tag Archives: ReMortgaging

How to Get a Good Family Ski Holiday Not Re-Mortgaging the House?

September comes,it has been 6 months to go to the February half term and almost  all family accommodation is sold out in the Alps for this week and  you want  a family ski holiday without  re-mortgage the house.  Because there are organisations concentrating on a family package catered ski holiday and you must charge 1000 to 1200 pounds per person not including ski hire, lessons or flights . How to solve the difficult situation?

 

Don’t go at February half term unless you have no option – this is the busiest week of the ski season, the queues are longest and prices are highest. New Year is also expensive. Christmas and Easter are cheaper.

 

If you have children who are not at school, go in early January or early March – these is the quietest time for chalets in the Alps, queues are short and prices are the lowest. You will get more time skiing, it is easier to get ski instructors and children booked into a crèche.

 

Don’t buy a standard all in package – Try finding a smaller chalet operator who has links with others for child care – whilst there are many excellent operators who focus on family holidays and offer an all in package, they are generally very expensive. There are some new smaller organisations who have links with others who specialise in: child care, children’s ski lessons and other activities for children, they will help you put together a complete package usually at much lower cost and by doing this you are cutting out the middle man.

 

Consider going self catered – but use a Chef Service for some meals, and chose self catered accommodation where there are on site friendly staff to help – whilst self catered is a lot cheaper, you don’t want to be on your own without help, for example if one of your children are sick.

 

Book ski passes in advance and directly with the lift company – Whilst many operators advertise free ski passes, the reality is you can often get ski passes at the best price by booking in advance directly with the lift operator and they buying your accommodation separately. We all know that nothing is free and that the operators have to buy the ski passes.

 

Book your skis in advance and arrange for fitting at your Chalet – this will save you at least half a day, giving you more time for skiing, whilst this may cost a little more, when you consider the cost of an additional half a day’s skiing, this actually represents a huge saving. Again, often smaller operators can help with this.

 

Book child care and children’s ski lessons well in advance – these soon become full, at least the good ones do, don’t expect to be able to book at a month’s notice.

 

Chose France – there are many ski resorts within an hour’s drive of Geneva airport, long flights are not ideal for children, and also add to costs. With the Euro and 1.2 now, France is becoming affordable.

 

Chose a resort with a ‘Famillie Plus Montagne’ award – these resorts are selected as being the best in France for Families.

 

 

An ideal place is Les Gets – it regularly wins awards for the best family ski resort in the world, some of the benefits of Les Gets are:-
* An hour’s transfer from Geneva airport

 

* Good crèche facilities
* Nanny facilities are available
* Plenty of ski schools who cater very well for children of all ages
* A wonderful children’s ski area
* Other activities for children, such as pottery painting
* Les Gets is a traditional mountain village.
* Not too high – so not subject to difficult weather conditions, yet having a good snow record.
* Les Gets is not a ‘high fashion’ resort and prices are not exorbitant.

 

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What Are the Benefits of Using a Conveyancing Solicitor When Re-Mortgaging a Home?

Solicitors are professionals who take care of the legal procedures involved in any matter. Legal procedures designed to be easily understood by the common man can become difficult and hectic in many situations. In such cases, taking the help of professionals who are well acquainted with all the formalities of legal procedures in various situations is the best option in order to deal with these matters smoothly.

Conveyancing is the process of transferring deeds of a property after selling or buying that property. Anyone who has experienced the selling or buying of property will surely agree that hiring a conveyancing solicitor is the best way to deal with the process of transferring property deeds. Many people would argue that solicitors are too expensive and that they would rather do everything themselves to save money.

The statement that solicitors are expensive might hold true, but the argument that you would save money by not hiring a solicitor and doing everything yourself might not be so true. The reason is that the process might become very complicated and you would not be able to deal with all the technicalities.

Furthermore, the time and money spent in arranging the papers and verifying them would easily surpass any fee you would have had to pay a solicitor. There are many benefits of hiring a solicitor, with convenience being the most prominent of them all. Following are some of the benefits of hiring a solicitor while re-mortgaging a home.

Solicitors have years of experience in dealing with cases regarding land and property, therefore, they would definitely be able to understand all the complexities better than anyone else – and would be better prepared to produce any documents that might be required in the process. Due to their vast experience, they would know all the legal procedures involved in re-mortgaging a property, and thus would be able to handle a case better than a lay person.

Paperwork is one of the biggest problems of such proceedings. There are a lot of forms to fill out and a lot of legal formalities to fulfill, which might become a headache for a layman. Companies demand different documents all the time and require many formalities to be fulfilled by the customers, which are always a headache without the help of a solicitor. The solicitor will take care of the entire process for you, and you wouldn’t have to lift as much as a finger throughout the whole procedure.

They keep track of the progress of the whole re-mortgaging process and thus are always prepared for the next step. Furthermore, due to their vast experience they know what the next steps are going to be forehand, and thus can prepare all the necessary paper work well before time. This ensures smooth running of the whole procedure.

Another benefit of hiring a Conveyancing solicitor is that they are able to understand various terms of the contract in a better way, and thus would definitely prove to be helpful in reaching a deal. There might be many terms in re-mortgaging contracts that you might not be able to comprehend, and thus with the help of a solicitor you can ensure making the best possible re-mortgaging contract.

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