Tag Archives: rental
Fast loans help quicken the dating process
Ever wondered how you could impress the person who has left you love smitten in a while.The easiest way is to put on your best clothes and ask them confidently for a date. Cash restraints troubling you thanks to this date falling in the middle of the month. Not to worry. It is easy now with the global availability of short term loans in the form of payday loans. Fast cash is all that people want in life and they generally go to any extent to grab opportunities. When everything is available online and so easily, why fret over unnecessary things. Dates are hard to get, why lose them for silly reasons.
For those in desperate need of money for emergency purposes, the most practical solution would be to opt for instant cash loans. These loans come in handy when suddenly expenses come in and there is a strict budget to stick to. The good thing about such instant loans is that they come at a very minimum cost, while they serve the purpose of the immediate need. Instant loans come at an optimum cost of £15 or so. This is a very insignificant amount when compared to the amount of trouble these kinds of loans help people avoid. Running to the closest bank, waiting for hours together and then hearing that the loan has been rejected is the last thing anybody wants from a the amount of effort put into it.
Fast loans can be very flexible when one does not see it as a rigid option to turn to. This is the specialty of such loans, nobody knows much about them. It is easy to misunderstand the lenders intentions, since the rates of interest are pretty high when compared to other financial sources. A logical explanation can be given even for such a high apr since a lot of risks are involved behind lending to just anybody who satisfies just the basic few criteria. But sometimes it is indeed misleading to judge a lender by the apr, because the apr is something like a whole years rental. For instance , it is like renting a car and asking for the entire days rental rather than choosing to ask the rental for a day, or however long the car is needed for.
Dating can be fun even in the middle of a crisis, thanks to the power of instant cash loans and online fast cash. The borrower can grab his money in a matter of minutes after the need arises, or the date agrees to go out. Nothing can else can make a romantic candlelight dinner by the banks and great wine to go with the flow seem better, but an instant cash loan. Choose it wisely and use it well.
Lease or Buy – Which Way for Office Equipment Procurement? (Page 1 of 2)
On the subject of how best to acquire office equipment and supplies, for the small to medium sized business enterprise the first step must always be to contact a financial adviser to discuss how best to make the acquisition. In this summary, however, I offer some pointers to outline possible routes to a cost-effctive acquisition. Outright purchase or leasing are broadly speaking, the usual choices, with hire-purchase schemes making a third route to explore.
Purchasing an asset is nearly always the most convenient method of acquisition. However, in some cases, especially for some high-end multifunctional office equipment purchases, purchasing may be seen as impossible because of lack of funds in the current finacial year, or in any case a high cost which discourages those all-important upgrades toward a more efficient, productive business.
However, many companies have found that Leasing becomes a favourable option, if necessary by funding from an agreed budget deficit against under spending in future years. Several options now exist where leasing can provide the best overall value for money.
To expand on this, some different ways of obtaining higher-cost equipment are outlined below. This is a brief summary only, designed to assist with conversations with suppliers or with internal finance departments.
Office Equipment Leasing vs. Hiring or Rental
The Equipment Leasing Association defines a lease as “A contract between lessor and lessee for hire of a specific asset selected from a manufacturer or vendor of such assets by lessee”. In this scenario, ownership stays with the lessor. The lessee has possession and use of the goods over a period on payment of the specified rentals.
This system is different from hiring (including rental and contract hire). Hiring requires the user to select from specialised stock already held by the hiring organisation which usually charges a fixed tariff. Leasing enables the user to select the goods from a manufacturer or other supplier of the required goods.
A lease is negotiated usually on terms specific to the deal, with the lessor. The lessor acquires the goods chosen by the lessee. Uniquely, this can allow the lessee to use the goods by making payments out of revenue. Office equipment (including photocopiers and fax machines) and furniture, cars and commercial vehicles, computers, machine tools, laboratory equipment and contractors’ plant are allcandidates for leasing.
Some Advantages of Leasing:
– All costs are fixed in advance, so budgeting is exact – Goods cannot be wihdrawn once the contract is signed (as long as agreed conditions are complied with. – Removes the need to tie up capital. – Allowances, depreciation and other calculations are not required – Leasing is simply about the rental cost. – Leasing releases capital which may not be available elsewhere. – Leasing is inflation-proof as payments are made out of future funds, in fixed money terms. Hence real costs fall against any inflation. – Possibility of immediate use of cost-saving equipment.