Tag Archives: same
Same day loans: Fast loan for immediate needs any time of the month
Are you in call for of money in a hurry? If you do, then that is no difficulty. It is foreseeable that emergencies appear of nowhere that result in a need for funds fast. These are generally the times when the funds arent in your pocket and it isn’t in the bank either. If this describes your circumstance, then you are in luck. How could you be so blessed? The answer is same day loans. These loans are provided by financial market so that salaried people can also fulfil their requirement without worrying about money.
These loans are short term loans which provide cash for short duration. With the help of these loans people can solve or fulfil their awaited dreams such as grocery bills, library bills, debt consolidation, shopping, car broke, medical emergency etc.
Borrowers can avail the loan amount in between £100 to £1500 depending up on your repayment capability. Lenders allow the loan for the time period of 1 to 10 years.
People with good credit or bad credit can come for this loan option. Lenders do not bother about the credit history of borrowers.
These loans are unsecured in nature means lenders do not demand the security of the loan. But these loans are secured from the post dated cheque which you provide while taking the loan.
Same day loans are expensive loans because of short term loan nature. So if you go for this loan option first compares different terms and conditions from various lenders so that you get an affordable deal. Lenders also have some guidelines so that they can judge the borrowers. The following conditions are:
You must be residence of UK.
You should be 18 years old or more.
You must be working with the basic monthly salary of £1000 at least.
There should be a bank account at your name.
Applying procedure:
Online way of applying for same day loans is easy and provides fast approval. Lenders have their websites where they provide an application form which you need to fulfil once you did that lender cross checks the information and allows the loan immediately. The loan money will be in your account within 24 hours.
How To Add An Additional Card Holder
If you have someone special in your life, then it might be time to add an additional cardholder to your account. Whether this is a wife or husband, or even a child, adding an additional cardholder can be advantageous for a number of reasons. If you are unsure about how to add an additional cardholder to your credit card account, then here are some tips to get you started.
How to add an additional cardholder
Adding an additional cardholder is generally very easy to do, and usually involves calling up your card issuer to arrange it. All you have to do is give the details of the person that you would like to add to the account and then this will be arranged for you.
Who can I add?
In theory you can add anyone you want as an additional cardholder to your account. However, the most common people to add to your account are partners, spouses or children. You might want to add a partner or spouse if you are beginning to share your accounts with each other and pool your assets. Also, you might want to add a child to your account so that you can keep track of their spending whilst giving them some financial freedom.
Advantages of adding cardholders
The advantages of adding a cardholder are that you can reduce the number of accounts that you and the additional cardholder have, making payments easier. Also, it can help you to budget more effectively as a household if you all use the same accounts. Also, you can use the same pool of money but have separate cards, giving you the freedom to spend on your own whilst someone else does the same. It also allows you to keep track of both your spending and the spending of others, meaning you can make savings more effectively.
Disadvantages
Although there are some advantages, there can also be problems. If you add someone as an additional cardholder, then you are responsible for the balance that they accrue each month. The balance is part of your statement, so you are the one who will be liable. This might lead to problems if your child spends irresponsibly or if you are having relationship problems.
Cancelling an additional cardholder
If you have become separated or divorced from your partner or your children have moved away, then it is important to cancel any additional cards to stop them being used. To many people get landed with large bills after divorce because they forgot to cancel the extra card and their partner charged everything to their account. As long as you keep track of additional cards and cancel them when necessary, then you can reduce the amount of cards that you are your partner require whilst still having the freedom to spend.