Tag Archives: small

Payday loans: Prepare yourself for unexpected expenses

If you have found yourself trapped in a viscous circle of unscheduled expenses that can not be ignored or skipped off then these expenses should be taken care off. Having adequate finance in a bank account or pocket to deal with critical financial emergency situation can be one of the viable solutions. But, the situation can be tougher for people who do not have any extra funds to deal with. Well, the needy people can access for quick monetary aid from external sources. Payday loans are one among those which fulfill your instant cash needs on time.

The payday loans no hassle are small and short term loans that comprise of minimal formalities. These loans are easily sanctioned by the lenders without much delay. Therefore, during your financial woes, these loans remove the burden of finance with ease and allow you to live a tension-free life.

For availing these loans, the borrowers have to meet certain criteria. The borrower must be 18 years of age with a regular income of £1000 per month from his employment. The borrower must provide bank account details so that instant cash transactions can be carried on. This loan is only offered to the UK citizens.

Under this loan category, the borrowers can grab funds within the range of £100 to £1500. The amount of loan is kept small and short due to its nature. The repayment tenure varies form 14 to 31 days. The interest rate charged on these loans is comparatively higher than other regular loans. So, the borrower must try to repay the loan amount on time to skip from the penalty.

The loan amount availed can be used to meet various small fiscal needs. Some of the common needs for which the borrower avails the loan are paying off sudden bills like electricity bills, outstanding expenses, college or tuition fee, car or home repair expenses, medical bills, wedding expenses and so on.

The payday loans can be the choice of both good and bad credit holders. The borrowers who have poor credit records due to non-payments of previous installments like CCJs, IVAs, late payments, arrears, defaults and bankruptcy are free to apply. The poor credit holders enjoy same terms and conditions that are being offered to good credit holders.

American Express SimplyCash(SM) Business Credit Card Reviewed

There is no limit to the cash back you can earn with the American Express SimplyCash Business Credit Card. You get Cash back is automatically credited to the statement each month and you can get Fee-free employee additional cards at no cost. It has never been so easy to earn cash back on the business purchases you make when you use the American Express SimplyCash(SM) Business Credit Card.

You also get access to the services of OPEN® the small business team at American Express. This service is all about small business as it provides you the resources to help you run your business, including these perks and services:

Financing Get unlimited fee-free Additional Cards, 0% APR on purchases for the first 12 months, and pay no annual fee.

OPEN Savings® Ongoing savings with FedEx, Delta®, Hertz®, Hyatt Hotels and Resorts® and more just by using your Business Card. The savings will automatically appear on your statement, and the savings are in addition to other discounts your business may already receive.

Online management Manage your account with Summary of Accounts and track charges with Expense Management Reports.

Community Chat, pose questions, get insights from other small business owners, and attract new business.

Advice Ask an expert a question, use an online tool, and read articles by other business owners.

Do also note that when you use the OPEN Savings® scheme that is associated with this card that payments must be made with an American Express® Business Card at the time of purchase. If you are a cardholder, your savings will be credited to your SimplyCash Business Credit Card from American Express billing statement. It is important to also remember that all savings referenced are in addition to any offers made by participating companies. Participation and offers are subject to change without notice in regards to these conditions as it is with just about any other business credit card as well, so be certain that you have read and understood the latest terms and conditions before applying for this card if you wish to do so.

Also it must be noted that the Simply Cash Business Credit Card from American Express comes with the very best Card protection and services to make it easier for business minded folks to concentrate on running their business. Never no need to worry about fraudulent charges on your account online or in the brick and mortar world.

The insurance protection plan that comes with the SimplyCash Business Credit Card from American Express covers your eligible purchases and there is a buyer’s assurance plan featured with the card as well. You can also enjoy emergency services to help you with emergency card replacement, check-cashing, and hotel check-in if desired. You also get great customer service that provides help 24 hours a day, 7 days a week with the SimplyCash Business Credit Card from American Express.

So if you are looking for a great credit card featuring a great rewards scheme and other useful benefits from the Small Business Team at American Express; the SimplyCash(SM) Business Credit Card might be the right choice for you.