Tag Archives: statement
American Express SimplyCash(SM) Business Credit Card Reviewed
There is no limit to the cash back you can earn with the American Express SimplyCash Business Credit Card. You get Cash back is automatically credited to the statement each month and you can get Fee-free employee additional cards at no cost. It has never been so easy to earn cash back on the business purchases you make when you use the American Express SimplyCash(SM) Business Credit Card.
You also get access to the services of OPEN® the small business team at American Express. This service is all about small business as it provides you the resources to help you run your business, including these perks and services:
Financing Get unlimited fee-free Additional Cards, 0% APR on purchases for the first 12 months, and pay no annual fee.
OPEN Savings® Ongoing savings with FedEx, Delta®, Hertz®, Hyatt Hotels and Resorts® and more just by using your Business Card. The savings will automatically appear on your statement, and the savings are in addition to other discounts your business may already receive.
Online management Manage your account with Summary of Accounts and track charges with Expense Management Reports.
Community Chat, pose questions, get insights from other small business owners, and attract new business.
Advice Ask an expert a question, use an online tool, and read articles by other business owners.
Do also note that when you use the OPEN Savings® scheme that is associated with this card that payments must be made with an American Express® Business Card at the time of purchase. If you are a cardholder, your savings will be credited to your SimplyCash Business Credit Card from American Express billing statement. It is important to also remember that all savings referenced are in addition to any offers made by participating companies. Participation and offers are subject to change without notice in regards to these conditions as it is with just about any other business credit card as well, so be certain that you have read and understood the latest terms and conditions before applying for this card if you wish to do so.
Also it must be noted that the Simply Cash Business Credit Card from American Express comes with the very best Card protection and services to make it easier for business minded folks to concentrate on running their business. Never no need to worry about fraudulent charges on your account online or in the brick and mortar world.
The insurance protection plan that comes with the SimplyCash Business Credit Card from American Express covers your eligible purchases and there is a buyer’s assurance plan featured with the card as well. You can also enjoy emergency services to help you with emergency card replacement, check-cashing, and hotel check-in if desired. You also get great customer service that provides help 24 hours a day, 7 days a week with the SimplyCash Business Credit Card from American Express.
So if you are looking for a great credit card featuring a great rewards scheme and other useful benefits from the Small Business Team at American Express; the SimplyCash(SM) Business Credit Card might be the right choice for you.
Home Loans Required Documentation
After deciding to take a home loan for the purchase of your dream home, the first thing to that needs to be consider is the required documentation for getting home loans. If any of the important documents are not submitted then approval of the home loan can get delayed and there can also be chances of application being rejected.
The procedure for getting a loan starts off with the application form filling, before which you should go through banks website to know about the required documents. Most commonly the documents asked from an applicant are; PAN card, Passport, Voter ID card, Ration card etc. Additionally, banks have different documentation requirements depending upon:
1. Purpose of loan
2. Applicants category
3. Loan amount
4. Term of loan
Documentation for Salaried People
a. Last 3 months salary slips
b. Updated salary certificate
c. 2 years job continuity
d. Appointment letter
e. 2 years Form 16
f. 6 months bank statement
g. For private limited company employees, company profile
Documentation for Self Employed People
a. Business profile on company letterhead
b. Last 3 years IT returns
c. Chartered accountant certified income computation
d. Last 3 years balance sheet & P/L account
e. Last 1 year bank statement for personal & business account
f. For professionals, professional certificate copy
Documentation for Property
a. Khata certificate
b. Last 13 years EC
c. Latest paid receipt for property tax
d. Last 13 years parent documents & rest link documents
e. Already made payment receipts
f. For old house purchase; sellers title documents & sale agreement
g. For flat that is newly constructed; construction or sale agreement & on builders letterhead break up of total cost
The other important point to keep note of are that banks always make sure that repayments to be made by borrower do not exceed 40% of his net salary & lend about 90% of loan amount. If your repayment record has been poor or had defaults for previous loans then it could be very difficult to get approved for a home loan.