Tag Archives: why

Credit Repair Software New Advances

Credit repair software will make your efforts to raise credit score much easier. Rather than sitting for hours, looking through your credit score, wondering what the symbols and codes truly mean, why don’t you have a web solution to debt consolidation? Why not let the complicated computer software do the work for you? Let the technology of AVAIL, credit fixing software unravel the puzzle behind your credit score.

were you aware that the average household credit card arrears in the US is $15,788? This is a study by the Nilson Report where buyers were studied for Visa card and purchasing activities. The figures are current, from February,2010. How much credit card debt do you carry?

Your credit score will have a bunch to do with what amount of interest you pay for your credit cards. Lower fico scores will pay increased interest rates, but if you are among the 13% of folks that have defaulted, your IR will increase massively.

Consider that the average IR is in the 14% range and with good credit you’ll be making standard payments of $500 per month. With bad credit you will pay as much as 29% and your standard payments will be $697. That is virtually $200 every month additional just in loan charges.

You can see how crucial it is to try to fix bad credit. And it’s not that tough to do if you use online credit repair software. For the amount of interest you pay in 1 month you may have the AVAIL credit fixing software for a whole year. In that time the software will investigate your credit reports and it will reveal credit mistakes you would normally spend ages attempting to find. The software also write a dispute letter for you. All you have to do is sign the dispute letter and mail it. easy.

tons of credit fixing hospitals are occurring across the nation. Why trust your credit to complete strangers? Why would you turn over your credit info to a stranger when you can do exactly what they are going to do for you? You can do your own credit correction and for nickels compared to what they are going to charge. Don’t be beguiled into thinking you are in expert hands because nobody knows your credit as well as you do.

What Are Some Advantages of Unsecured Business Loans?

If you’ve been in the process of starting up your own business, or are helping someone do so, then you must know that the biggest factor that determines whether or not that business succeeds is not its marketing. Nor is it the sales people. And it certainly isn’t whether or not the website is cutting edge. The one factor upon which your hopes and dreams rest, the one thing that determines whether or not your business will succeed is cashflow.

That is, the ability to maintain enough cash in the business to pay for expenses, such as equipment, overhead such as lighting, rent and heat, and of course, to pay the owner. After all, its why you started your business in the first place right? With this in mind, you may want to consider unsecured business loans to aid in cashflow.

That said, there are times, especially when your business is just starting out, where you will need more cash than you have on hand. Here again, unsecured business loans can be of great help. But have you stopped to consider some of the advantages of them? For one thing, as opposed to secured business loans, where you have to have some for of security to offer the lender (your house, or car for instance) unsecured business loans require no such thing.

This in and of itself is a great advantage, especially when you’re looking to access cash quickly, whether it be to move your business from the garage to an actual office, or to purchase much needed software or computers, or even to start the hiring process and ensure you can actually pay your staff at the end of the pay period.

Another advantage of unsecured business loans is that should you be late, you may not pay late fees. Say that the monthly payment on the loan is due on the 5th of the month, but the business can’t pay it until the 10th. This is not a problem as there is a grace period during which you can pay the outstanding monthly payment without late charges. Why would the lender do this?

Simple: they understand that if you (and your business) have a good experience with them, you will most likely come back for more unsecured business loans and be more likely to recommend their service to your friends and family. This ultimately means more customers and income for them. In short, they’ll want to make the process of obtaining unsecured business loans as easy as possible. Just don’t go in unprepared.

Finally, another advantage of unsecured business loans is the fact that the funds can be used for anything so long as it relates to the business. This of course covers a lot of ground and doesn’t just mean use for equipment purchases or overhead.

It can be used to obtain the first in a fleet of company trucks for instance. And it can also be used to offset entertainment expenses (i.e. food) incurred provided that it was during the course of business, say, having a lunch meeting with a potential client.