For a lot of people, the very thought of asking for a loan can be a nerve-racking experience. None of us wants to be in debt — we’d all like to believe we can live within our means. Sometimes, however, we have a pressing need for more money and have to think of taking a loan from a financial institution. We must know what terms such as `unsecured’ and `bad credit’ mean to prepare for such occasions. We at anycredithistory.com (